No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Anonymous wrote:
@DI wrote:
Capital One is a very good card to have for those with iffy credit. And they have been good to many who is trying to rebuild their credit Speaking without experience, I would think they're better than First Premier and other banks that offers rebuilder cards.The OP is not rebuilding. He has 2 x $25K USAA CC's! He was looking for a card with a low FT fee.
I know the OP is not rebuilding. I'm coming to defense for Capital One for calling them CrapOne which they are not. Capital One has helped many people including myself!!
@DI wrote:
@Anonymous wrote:
@DI wrote:
Capital One is a very good card to have for those with iffy credit. And they have been good to many who is trying to rebuild their credit Speaking without experience, I would think they're better than First Premier and other banks that offers rebuilder cards.The OP is not rebuilding. He has 2 x $25K USAA CC's! He was looking for a card with a low FT fee.
I know the OP is not rebuilding. I'm coming to defense for Capital One for calling them CrapOne which they are not. Capital One has helped many people including myself!!
Al Capone helped a lot of people, too.
I'll stick with the moniker CrapOne, thank you.
@Anonymous wrote:
A system problem. I actually think it was your lucky day!
I totally agree! I hope their system doesn't grow a few more brain cells and start pulling my credit reports on Monday.
On a side note: I got Orchard about two years ago when all my other good TLs disappeared because I was stationed overseas and never used them. Since I have no AF and an 8.9% APR, I guess I shouldn't complain. After a year my CL dropped from an initial $750 to $300 and has remained at that until now. Orchard has served their purpose, but now they are just dead weight waiting to be culled at any moment.
One thing I learned, USAA and Chase (putting on flame-retardant suit) recognize prior history with them. They basically said, "Hey, we remember you from years and years ago and you were a good customer then. We'll give you anything you want." So, I could have done without Orchard altogether.
And, as CWCID has stated, I do not need CrapOne. Today IS my lucky day! ![]()
![]()
Capital One...Good for People and Good for the Community
At Capital One, we aim to help make our communities dynamic places where families can live, work, grow and realize their dreams. Our approach involves making investments and bringing together resources to transform not only the physical environment, but also the economic opportunity available for residents and businesses alike. And, when our communities thrive, businesses within that community, including our own, can thrive.
Capital One/UNO Charter School Center
Capital One and the University of New Orleans (UNO) partner to support the UNO Charter School Center, a network of public schools that provides high quality public education to neighborhoods damaged by Hurricane Katrina - Lakeview, Gentilly, and Pontchartrain Park. This partnership is part of our multi-faceted long-term commitment to revitalize and rebuild the Gulf region and to return quality education to the areas devastated by Hurricane Katrina.
The Heart of America Foundation READesignSM
We believe that being able to read is a key skill for our children. A love of reading exposes them to a world beyond the one in which they live each day, encouraging them to dream new dreams for themselves. We partner with The Heart of America Foundation to put books into the hands of children in low-income communities and to create safe, inviting libraries in their schools.
Over the last three years, The Heart of America Foundation and Capital One have donated 500,000 books to nearly 300,000 children. Capital One associates also spent an average of 4,000 hours each year donating and distributing books, reading to children, and leading story-writing contests, read-a-thons, and book fairs.
Through The Heart of America Foundation READesignSM program, our philanthropic dollars and associate volunteers transform school libraries into areas that engage children's imagination and encourage them to read. Dull, uninviting spaces become vibrant with paint, murals, or original paintings by a Disney artist; new furniture; and 1,000 new books, including books that promote financial literacy.
During Literacy Month each March, our associates donate books and make financial contributions to The Heart of America Foundation, furthering our effort to foster a love of reading in our children that will last a lifetime.
Safe Horizon – Hope Shining
Through our partnership with Safe Horizon, an organization that provides support to and promotes justice for victims of abuse and crime, Capital One actively works to raise awareness of signs of child abuse and the resources available to those impacted. Our support also helped to launch Hope Shining, a nationwide initiative to increase awareness, prevention, and support services for children, families, and communities impacted by violence and abuse.
Community Corps Boards
We believe in getting to know the residents of our local communities and understanding both their business and social needs. In each of our local markets, we have established Community Corps Boards, teams of associates who volunteer their time to organize and implement associate volunteer activities designed to meet specific social needs in their communities. Through the work of the CCBs, we are able to engage our associates in volunteer activities that have immediate impact on the lives of neighborhood residents.
Holiday Outreach
During the holiday season, we increase our outreach to residents in need in our communities. Each year between November and December, our associates participate in a variety of human service activities including donating gifts to needy families, hosting children's holiday parties, contributing to food and coat drives, and volunteering at local shelters.
@DI wrote:Capital One...Good for People and Good for the Community
At Capital One, we aim to help make our communities dynamic places where families can live, work, grow and realize their dreams. Our approach involves making investments and bringing together resources to transform not only the physical environment, but also the economic opportunity available for residents and businesses alike. And, when our communities thrive, businesses within that community, including our own, can thrive.
Capital One/UNO Charter School Center
Capital One and the University of New Orleans (UNO) partner to support the UNO Charter School Center, a network of public schools that provides high quality public education to neighborhoods damaged by Hurricane Katrina - Lakeview, Gentilly, and Pontchartrain Park. This partnership is part of our multi-faceted long-term commitment to revitalize and rebuild the Gulf region and to return quality education to the areas devastated by Hurricane Katrina.The Heart of America Foundation READesignSM
We believe that being able to read is a key skill for our children. A love of reading exposes them to a world beyond the one in which they live each day, encouraging them to dream new dreams for themselves. We partner with The Heart of America Foundation to put books into the hands of children in low-income communities and to create safe, inviting libraries in their schools.Over the last three years, The Heart of America Foundation and Capital One have donated 500,000 books to nearly 300,000 children. Capital One associates also spent an average of 4,000 hours each year donating and distributing books, reading to children, and leading story-writing contests, read-a-thons, and book fairs.
Through The Heart of America Foundation READesignSM program, our philanthropic dollars and associate volunteers transform school libraries into areas that engage children's imagination and encourage them to read. Dull, uninviting spaces become vibrant with paint, murals, or original paintings by a Disney artist; new furniture; and 1,000 new books, including books that promote financial literacy.
During Literacy Month each March, our associates donate books and make financial contributions to The Heart of America Foundation, furthering our effort to foster a love of reading in our children that will last a lifetime.
Safe Horizon – Hope Shining
Through our partnership with Safe Horizon, an organization that provides support to and promotes justice for victims of abuse and crime, Capital One actively works to raise awareness of signs of child abuse and the resources available to those impacted. Our support also helped to launch Hope Shining, a nationwide initiative to increase awareness, prevention, and support services for children, families, and communities impacted by violence and abuse.Community Corps Boards
We believe in getting to know the residents of our local communities and understanding both their business and social needs. In each of our local markets, we have established Community Corps Boards, teams of associates who volunteer their time to organize and implement associate volunteer activities designed to meet specific social needs in their communities. Through the work of the CCBs, we are able to engage our associates in volunteer activities that have immediate impact on the lives of neighborhood residents.Holiday Outreach
Literacy Celebration
During the holiday season, we increase our outreach to residents in need in our communities. Each year between November and December, our associates participate in a variety of human service activities including donating gifts to needy families, hosting children's holiday parties, contributing to food and coat drives, and volunteering at local shelters.
We believe that being able to read is a key skill for our children. A love of reading exposes them to a world beyond the one in which they live each day, encouraging them to dream new dreams for themselves. Each March, Capital One and The Heart of America Foundation join forces to encourage a love of reading among young people in our communities. Our associates donate books, read to students, and partner with local schools to distribute books to classrooms.
First Premier & Merrick Bank also make some of the same kinds of claims.
A monkey in a silk dress is still a monkey.
@DI wrote:United I Stand By Capital One
The "CrapOne" Tangerine Bowl???? That's funny!
But then I guess after being successfully sued by a number of States Attornies General and an infinite number of their consumers, they need all the PR they can get. ![]()