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Really appreciate all of the great advice and suggestions. Some very smart people on these discussion boards. The transitions involved a divorce and a physical move to another state and then all of a sudden being saddled with two mortgages. So, all in all, it's amazing that my financial situation is not even worse!!
I applied for a loan through Prosper and was approved for $10,000 at 15.85% APR. Lower than my current APR but still ridiculously high and I hear that Prosper does a HP and hurts credit even though they say they do not. Any thoughts?
Question: My FICO score is currently 723 but I have not gotten my credit scores from the big 3 in quite awhile. Should I order those scores? Where do I order those 3 reports together and does that generate a hard pull on my credit? And, is there a way to get them for free?
Thanks in advance!!
Thanks for the advice and encouragement.
I feel like I'm on my own personal episode of Survivor but the "elements" are the lending companies and banks!