Credit Card Applications

[John060675]

Good day today.  Officially approved for:

PenFed Cash Rewards:  $5,000 CL

Chase Freedom:  $5,000 CL (been so long that I do not remember which Freedom CC! )

Done now.  Save me a chair in the Sleigh Center. 

But, the Discover CC looks good..................no, fight the urge!

[Anonymous]

I'm with you on that Discover card. Now that one of my scores is well into the 700's and my other two are about to make something like a 100 point leap I'm so tempted to app discover. Does anyone know how they feel about there being lots of recent inquiries on the CR?

[smallfry]

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@John060675 wrote:

Good day today. Officially approved for:

PenFed Cash Rewards: $5,000 CL

Chase Freedom: $5,000 CL (been so long that I do not remember which Freedom CC! )

Done now. Save me a chair in the Sleigh Center.

But, the Discover CC looks good..................no, fight the urge!

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Did you ask Penfed for 5K? If you did you can use the same pull for 90 days. Bet you could get more.

[John060675]

No, I shot for $10,000.  They counter-offered for $5,000.

I accepted, and I planned in around 60 to 90 days to ask for a bump in CL.  I am not sure how they are, though. 

How long should I wait to ask for a CLI with them?

[Anonymous]

John, super congratulations! WTG, and Cudos to you!

Your hard work has paid off. You are working the system to work for you.

[Anonymous]

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John060675 wrote:

Good day today.  Officially approved for:

PenFed Cash Rewards:  $5,000 CL

Chase Freedom:  $5,000 CL (been so long that I do not remember which Freedom CC! )

Done now.  Save me a chair in the Sleigh Center. 

But, the Discover CC looks good..................no, fight the urge!

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John-

I'm so glad that your week is improving.  Congratulations on the new cards.  Do "fight the urge" on the Discover card.  Let your cards age a little bit.  Right now, I'm trying to "fight the urge" on a particular card that I "want," but don't "need."  My "pre-approved" offer for this card expires on 10/31.  I really should have put the offer through the paper shredder, but I haven't. 

[Anonymous]

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ChaoticKinesis wrote:
I'm with you on that Discover card. Now that one of my scores is well into the 700's and my other two are about to make something like a 100 point leap I'm so tempted to app discover. Does anyone know how they feel about there being lots of recent inquiries on the CR?

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Hello,

I have heard that Discover doesnt look too kindly on a lot of recent inquires.  I can tell you from personnal experience that when i applied and was approved for my Discover More card that when they pulled EX i had only 2 recent inquiries (July/Aug 2007) and a decent score in the 700s.   . 

Robo