Credit Card Authorized User Question

[haulingthescoreup]

I got added to my husband's Discover as an AU to mooch the 20 year open history. It showed up when I pulled Experian on 9/11 (one week ago.) So Experian is still reporting AU's. I think I read somewhere that the Powers That Be have gotten cold feet on dropping this, and the start date is now vaguely some time in early 2008.

[Anonymous]

haulingthescoreup, after your husband added you how long did it take to report?

[haulingthescoreup]

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tough_luck wrote: haulingthescoreup, after your husband added you how long did it take to report?

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It was very quick. Maybe 36 hours later on Experian, and another 24 hours after that on TransUnion? Nothing yet on Equifax--so what else is new? The TrueCredit Experian FAKO score ooched up 8 points after the history went on, for what little that's worth. (Pretty dang little.) I'm waiting for an approved HELOC to hit before I cough up for FICO's. At any rate, ScoreWatch has not yet awakened from its slumbers to tell me that anything interesting has happened on my Equifax report. hope this helps

[Tavares]

When my wife first added me a while back my score went up 44 points for 2 accounts accross the board.  I guess it all depends on what your report needs as far as boost goes.  In my case I had not CC accounts.

If you are planning to apply for a mortgage or any big loan its still beneficial to add AU.

Good Luck,

Tavares

[Tavares]

Hi Montana,  I don't know why but its still working fine. I added a friend of mine last week to my BoA Card and he is already enjoying his new scores . i told him that its not for long, so he is going to wait a month and apply for a Credit card and see if he will get it.  I hope he does

Thank for your informantion,

Tavares