Hi All,
I have 4 credit cards with balances on them. My biggest one is my AMEX Blue travel card which balance is 26k (never missed a payment just make the minimum to pay it down) two visa cards totalling 6k and a Master Card with 2k on it. I am 30 years old and make 45k a year. In addition to rent im making the minimum payments on the AMEX 550/mo and trying to pay down the smaller balances.
Does AMEX have a credit card hardship program. I have not used the card in literally 2 years but with the interest my balance isn't going down much and i'm at a point in my life where my wife and I are going through some changes where the medical bills may make the cards payments unbearable. My credit score is in the high 700's (750+) because i'm never late with my payments and have successfully paid off two cars. I've had the AMEX since 2005 and due to some stupid choices during those years 2005-2009 i got into that mess.
If anyone has had any experience with it and can offer some insight that would be great.
Thanks
J
