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Credit Card Spreadsheets

tag
MoreRewards
Established Contributor

Credit Card Spreadsheets

So I've seen thIs mentioned in a few threads. What exactly do they consist of?
EQ 773 * EX 786 * TU 797
Message 1 of 6
5 REPLIES 5
B335is
Moderator Emeritus

Re: Credit Card Spreadsheets

Mine has:  Issuer, Limit, Balance, Util, Date opened, Date due, Comments (things like CLI, closed date, etc...).

Message 2 of 6
FinStar
Moderator Emeritus

Re: Credit Card Spreadsheets

I have a similar program/DB with fields like: TL, Open Date, APR, Age By Month, Cycle, Due Date, CL, OTP, Balance, Utilization, Notes, etc.

Message 3 of 6
bichonmom
Senior Contributor

Re: Credit Card Spreadsheets

I have the following spreadsheet:

 

CreditorAccount # Credit LimitCurrent BalanceUtil %Date OpenedDate Last CLI RequestDate Last CLI GivenLast CLI AmtDue DateClosing DateReporting DateNext CLI Date

 

This one also includes the following calculation:

Total Credit Limit
Total Balances
Current Utilization

 

I also have one that calculates my AAoA for each of the 3 CRAs.

 

 

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 4 of 6
essexjet
Contributor

Re: Credit Card Spreadsheets

Here is what I use.....there is a long discussion in General Credit forum

 

http://ficoforums.myfico.com/t5/General-Credit-Topics/How-many-of-you-have-an-excel-sheet-for-your-C...

2/21/19 Fico's: EQ 651 - TU 666 - EXP 670
4/4/19 Fico's: EQ 744 - TU 763 - EXP 758

AMEX Platinum: NPSL / DCU $3000 / Barclaycard Apple Visa $2700 / Firestone $1200 / Credit One Bank $1100 / Walmart $8000 / Capital One $500 / Chase United Explorer $5000 / Discover IT $1500 / NFCU $1500 / Sams Club $7500
Message 5 of 6
MoreRewards
Established Contributor

Re: Credit Card Spreadsheets

Ok thanks everyone
EQ 773 * EX 786 * TU 797
Message 6 of 6
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