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Mine has: Issuer, Limit, Balance, Util, Date opened, Date due, Comments (things like CLI, closed date, etc...).
I have a similar program/DB with fields like: TL, Open Date, APR, Age By Month, Cycle, Due Date, CL, OTP, Balance, Utilization, Notes, etc.
I have the following spreadsheet:
Creditor | Account # | Credit Limit | Current Balance | Util % | Date Opened | Date Last CLI Request | Date Last CLI Given | Last CLI Amt | Due Date | Closing Date | Reporting Date | Next CLI Date |
This one also includes the following calculation:
Total Credit Limit |
Total Balances |
Current Utilization |
I also have one that calculates my AAoA for each of the 3 CRAs.
Here is what I use.....there is a long discussion in General Credit forum