Learned a new piece of knowledge today
Starting Score (08/11/11): TU08: 643
@MarineVietVet wrote:@Anonymous wrote:
How much less weight? Any idea? How about a link to article?
I have an answer: The differences are slight and the same principles apply for bankcards/retail and overall util/highest util card.
I have a question about the bold part, just to clarify for my understanding.
Is it slightly more favorable in term of FICO scores to have a single highest util card than overall relatively medium/high util across several cards? or is it the other way around?
@Guava wrote:I have an answer: The differences are slight and the same principles apply for bankcards/retail and overall util/highest util card.
I have a question about the bold part, just to clarify for my understanding.
Is it slightly more favorable in term of FICO scores to have a single highest util card than overall relatively medium/high util across several cards? or is it the other way around?
You've asked another question I don't have the answer to. I'm not doing very well in this thread. 
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
Haha, I think you're doing a marvelous job! You did correct the inaccurate info I typed on the 1st page; you went as far as to verify that. A "don't know" is better than spitballing purported info 
@Guava wrote:Haha, I think you're doing a marvelous job! You did correct the inaccurate info I typed on the 1st page; you went as far as to verify that. A "don't know" is better than spitballing purported info
Those seem to be 2 of my most used words.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
@MarineVietVet wrote:
@Guava wrote:Haha, I think you're doing a marvelous job! You did correct the inaccurate info I typed on the 1st page; you went as far as to verify that. A "don't know" is better than spitballing purported info
Those seem to be 2 of my most used words.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
I love working with people who say they don't know when they don't know.
One of the guys I work wiith has a hard time just admitting he doesn't know, It wastes a lot of time and I have to punish him for it.
.
