Credit Card question, Please help

[Anonymous]

I do have some credit card that is not being use since I activated. Do you think they will close it, I havent use it in 2 months.

please give me some expert advice.

[Anonymous]

Every lender is different but two months isnt a very long time for non use so I wouldnt be concerned. It might help others if you stated which card this is regarding.

[Anonymous]

my virgin america & my barclay i havent use it since i activated it

[ddemari]

I doubt they will close that fast, but why not just run a charge through it and pay it right off once and while and that way you wont have to worry about it being closed? 

my aunt has a discover card opened up in 1991. she has not used it in 24-25 years lol. she has an 840 fico. the keep sending her discoverit cards to activate and refuse to close her card down lol. 

but, i would just use yours once or twice a year and will be fine probably. try to use it quarterly, there for you are showing them some activity. 

[Anonymous]

Oh okay. Im just worried that they might close it.. Virgin America has a annual fee, I paid it on my 1st statement.

my barclay is apple rewards. I dont have anything to buy on apple, nut i might use it for gas just to have an activity.

thanks so much...

[Anonymous]

How about my Amex PRG  i havent use it in 2 months... do you think Amex will close it?

[ddemari]

Unused credit cards can be seen as a potential liability by a lender. The equal credit opportunity act does not require a lender to tell u they are going to close u out due to inactivity. The exact period is up to each lender. Just use your cards a few times a year and u will be fine.

[Anonymous]

appreciate your comment. thanks a lot

[ddemari]

No problem! Use your cards how u want and what works the best for u.

[Anonymous]

Just use all those unused cards for a pack of gum or something every month and pay it off right away.