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Credit Cards That Earn Cashback On Web Hosting?

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Credit Cards That Earn Cashback On Web Hosting?

Web hosting is a pretty significant monthly bill for my business.  Are there any cards that code hosting charges under one of their cashback categories?

Top 3: Amex BCP 25k - Chase Sapphire 17.5k - PSECU 20K


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Message 1 of 11
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Valued Contributor

Re: Any Credit Cards That Earn Cashback On Web Hosting?

That is a good question..

 You always have Blispay @ 2% on everything...

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 2 of 11
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Frequent Contributor

Re: Credit Cards That Earn Cashback On Web Hosting?

No way. Check which MCC code the charges are posted under...it's likely 7299, the most miscellaneous out of all miscellaneous categories


Total CL $123k | #TeamPIF | FICO Jul17: EQ 712 | TU 732 | EX 732 | AAoA: 11 months
Message 3 of 11
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Valued Contributor

Re: Credit Cards That Earn Cashback On Web Hosting?


@CreditSnorlax wrote:
No way. Check which MCC code the charges are posted under...it's likely 7299, the most miscellaneous out of all miscellaneous categories

I believe Blispay is 2% period - no exceptions

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 4 of 11
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Moderator

Re: Credit Cards That Earn Cashback On Web Hosting?


@fltireguy wrote:

@CreditSnorlax wrote:
No way. Check which MCC code the charges are posted under...it's likely 7299, the most miscellaneous out of all miscellaneous categories

I believe Blispay is 2% period - no exceptions


It is, so web hosting would be at 2%

Message 5 of 11
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Mega Contributor

Re: Credit Cards That Earn Cashback On Web Hosting?


@fltireguy wrote:

@CreditSnorlax wrote:
No way. Check which MCC code the charges are posted under...it's likely 7299, the most miscellaneous out of all miscellaneous categories

I believe Blispay is 2% period - no exceptions


I think CreditSnoflax "No way" meant there is no way you are going to get a card that gives special rewards in that category, compared to a flat 2% like Blispay, Double Cash, Fidelity Visa and others.

Message 6 of 11
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Senior Contributor

Re: Credit Cards That Earn Cashback On Web Hosting?


@longtimelurker wrote:

@fltireguy wrote:

@CreditSnorlax wrote:
No way. Check which MCC code the charges are posted under...it's likely 7299, the most miscellaneous out of all miscellaneous categories

I believe Blispay is 2% period - no exceptions


I think CreditSnoflax "No way" meant there is no way you are going to get a card that gives special rewards in that category, compared to a flat 2% like Blispay, Double Cash, Fidelity Visa and others.


The American Express SimplyCash Plus Business card has a selectable 3% category of U.S. computer hardware, software, and cloud computing , which includes Rackspace. So if your web hosting happened to be via Rackspace, then you could get 3% cash back.  https://www.americanexpress.com/us/content/rewards-info/business.html

 

However, 3% isn't much better than cards that give 2% off any spending, and there is even the JCB Marukai card that gives 3% on all spending if you are in one of the western states that they serve. So, probably a few 2% cards are best, as that gives you the freedom to choose the most cost effective web hosting service. It all depends on your yearly spend:

 

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TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 7 of 11
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Established Contributor

Re: Credit Cards That Earn Cashback On Web Hosting?


@Themanwhocan wrote:

@longtimelurker wrote:

@fltireguy wrote:

@CreditSnorlax wrote:
No way. Check which MCC code the charges are posted under...it's likely 7299, the most miscellaneous out of all miscellaneous categories

I believe Blispay is 2% period - no exceptions


I think CreditSnoflax "No way" meant there is no way you are going to get a card that gives special rewards in that category, compared to a flat 2% like Blispay, Double Cash, Fidelity Visa and others.


The American Express SimplyCash Plus Business card has a selectable 3% category of U.S. computer hardware, software, and cloud computing , which includes Rackspace. So if your web hosting happened to be via Rackspace, then you could get 3% cash back.  https://www.americanexpress.com/us/content/rewards-info/business.html

 

However, 3% isn't much better than cards that give 2% off any spending, and there is even the JCB Marukai card that gives 3% on all spending if you are in one of the western states that they serve. So, probably a few 2% cards are best, as that gives you the freedom to choose the most cost effective web hosting service. It all depends on your yearly spend:

 

 


Probably won't have luck using the JCB card for web hosting.  Very few online credit card forms support JCB.  In person it (usually) goes through as Discover, but not so online.  

Message 8 of 11
Frequent Contributor

Re: Credit Cards That Earn Cashback On Web Hosting?


@longtimelurker wrote:

@fltireguy wrote:

@CreditSnorlax wrote:
No way. Check which MCC code the charges are posted under...it's likely 7299, the most miscellaneous out of all miscellaneous categories

I believe Blispay is 2% period - no exceptions


I think CreditSnoflax "No way" meant there is no way you are going to get a card that gives special rewards in that category, compared to a flat 2% like Blispay, Double Cash, Fidelity Visa and others.


Correct! OP asked about web hosting getting its own category. If that wasn't the question, obviously a flat 2% is the answer.


Total CL $123k | #TeamPIF | FICO Jul17: EQ 712 | TU 732 | EX 732 | AAoA: 11 months
Message 9 of 11
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New Contributor

Re: Credit Cards That Earn Cashback On Web Hosting?

I've seen a number of web hosts that get categorized as an internet service provider on my Chase Ink Cash card, and get 5%.

        
Message 10 of 11
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