Credit Limit Increase... on the way to improving my score

[DesertLife]

SwifTone, that's awesome I'll do that!

And TNT, Thanks for the link:

07/09/12

BLUE CASH PREFERRED(SM)

Approved

Congratulations! Your application has been approved and you should receive your new card within 7-10 days.  If you requested a balance transfer to this card, click here to view the status of that transfer

I'm loving this community already! I really appreciate this kind of help.

**Edited to delete a link in the post.

[pizzadude]

Congrats on the approval !!  That's a fantastic card ! 

[Anonymous]

Congrats on your approval woohooo!!!!

[TNTransplant]

Congrats to you! 

Now, call them and tell them you were just approved for the BCP, and you want to know your CL (no need to wait on that, either).  Isn't instant gratification fun?  

1-800-528-4800

[DesertLife]

OK, so I decided to apply for a PenFed Platinum Rewards card. Hopefully this doesn't all backfire on me, but I figured WTH.

They said "Your application has been referred to a Loan Officer to be considered for a loan amount of $7500.00.

• The guarantor on the loan must complete a guarantor statement, which can be found here. The statement must be notarized if the guarantor is a not a PenFed member.

You may request a balance transfer amount up to $6,500.00 Would you like to perform a balance transfer to the new card?"

I checked no,  then "continue" and it keeps saying "co-borrower required" in red and won't let me proceed.

**Edited to remove a link from the post

[DesertLife]

Instant gratification is great!

AMEX limit $3,000 (They said they cannot expedite the card and it will take 7-10 days for paperwork and 10-13 days (from today) to complete the process)

Chase Sapphire Preffered $5,000 @15.24% (can this be expedited?)

[DesertLife]

Thanks everyone for the congrats! Now I'll just wait for them to arrive.

I'm looking forward to learning more about all this and trying to improve my score.

[webhopper]

Congrats, don't forget to ask them to raise the limit on your new amex to 9k after you've had the card 61 days

[Anonymous]

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@DesertLife wrote:

OK, so I decided to apply for a PenFed Platinum Rewards card. Hopefully this doesn't all backfire on me, but I figured WTH.

They said "Your application has been referred to a Loan Officer to be considered for a loan amount of $7500.00.

• The guarantor on the loan must complete a guarantor statement, which can be foundhere. The statement must be notarized if the guarantor is a not a PenFed member.

You may request a balance transfer amount up to $6,500.00 Would you like to perform a balance transfer to the new card?"

I checked no,  then "continue" and it keeps saying "co-borrower required" in red and won't let me proceed.

---

This is simular to what I got, initially the LO then the Grantor or any more income that may have not been initially considered which I do have so I faxed it in and am now awaiting the results!!

[DesertLife]

Thanks Webhopper will do!