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Credit One AXED

Camaroman94
Established Member

Credit One AXED

Closed credit one today, after roughly a year, offered a second card and kept sending emails so finally decided it was time for them to go..
scores are starting to get back where they once were after advice from all of you good people here! Thank you all so much.
Starting Scores 04/28/19 FICO 8
EQ -587
TU -592
EX - 603
Current Util: 80%

Current scores
EQ603
TU604
EX609

Goal Score 750+
Message 1 of 9
8 REPLIES 8
JAG73
Moderator

Re: Credit One AXED

Congrats on no longer needing them! 

Got some pruning to do... No more new cards!
Message 2 of 9
Camaroman94
Established Member

Re: Credit One AXED

Thank you! It’s been a rough year but starting to see the light and it feels great!
Starting Scores 04/28/19 FICO 8
EQ -587
TU -592
EX - 603
Current Util: 80%

Current scores
EQ603
TU604
EX609

Goal Score 750+
Message 3 of 9
ImTheDevil
Community Leader
Super Contributor

Re: Credit One AXED

Excellent move and congrats on losing them Smiley Happy



Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | PenFed PCR | Navy cashRewards | Navy Platinum | Apple | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





Message 4 of 9
pinkandgrey
Community Leader
Senior Contributor

Re: Credit One AXED

Congrats!
Here's to never needing them again! 

Discover It: 19.7k
Amex ED: 18k
Citi DC: 7.7k
Fidelity Visa: 2k
Apple Card: 1.5k
Message 5 of 9
parzivalmx
Valued Member

Re: Credit One AXED

Congrats!

US Cards

Mexico Cards
Message 6 of 9
joltdude
Community Leader
Senior Contributor

Re: Credit One AXED

Every time someone closes a Credit One or another subprime/predatory/starter card, a credit angel gets their wings... Congratulations!

Message 7 of 9
CardNut
Valued Contributor

Re: Credit One AXED

When your credit gets wrecked, it's like cutting down or a storm destroyed all your trees in your yard, and afterward you wish it didn't happen. So to get your yard back to where it was, you have to replant those trees and wait a LONG time to get them back to where they were. Credit one is like the baby tree. Once the trees start getting some size to them, you start to feel better about the yard and don't feel bad the trees are no longer small. Congrats. 

Scores, HPs/24 mos. (updated 01/13/21):
    Experian FICO Score 8 = 828, 1/24
    Experian FICO Score 9 = 813, 1/24
   TransUnion = 811, 1/24
    Equifax = 813, 0/24

Total 2020 rewards, incl. offers/deals = $1,388.00

Total CL: $247,000

Cards (hover over for CL | interest rate | Date Opened):
Message 8 of 9
MyFault
Valued Contributor

Re: Credit One AXED

Congrats!



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Message 9 of 9
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