Credit One Closure

[Anonymous]

That it definitely is. Having a great strategy and apping for cards that reward your lifestyle is the key. From your sig it looks like you’re doing a great job. Keep it up and you’ll be home-free in no time

[Peazmom]

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@Anonymous wrote:
That it definitely is. Having a great strategy and aping for cards that reward your lifestyle is the key. From your sig it looks like you’re doing a great job. Keep it up and you’ll be home-free in no time

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Getting there, slowly but surely.  The NFCU and Disco were added just this past Sunday, and the AMEX Delta Gold was added yesterday.  It's a full stop for me now for a few months of gardening until I can add NFCU #2.  Prior to this week, all I had were the Secured USAA, Bucket QS1 and the two predators (Credit One and First Premier).  Got that UTL down, and paid off the 1 collection from PRA (still waiting for it to be deleted) and had some inq fall off and BAM...I feel like a girl at the ball again!

[Anonymous]

If that PRA collection is your only derog and your UTI is low, you can plan on a big score increase when they delete it. With UTI in the proper place, people are known to shoot up 50-100 points (profile dependent) when their reports shed that last baddie. I hope you’re at the high end of that range!