Credit One Funeral in the Shredder...

[jennylocha]

So I finally made the call to Credit One and canned those bastardios! After getting approved for CSP, BCE and others, I can't stand that Credit One keeps sending me emailed offers for a CLI of $250 to my $450 CL. Frankly its insulting! Not to mention the $8.95 charge that they waived for 3 months as a favor to me.....GET A LIFE! Its has served its purpose and it died peacefully in its sleep at 0 balance.

Thank you Credit One for helping me on my credit journey, but NO THANKS! 

[supervelous]

Woohoo!  Congrats!  I have not had Credit One but I had First Premier back in the day (2007).  Also had 2 Orchard Bank and Capital 1 with $79, $59, and $19 Annual Fees.  After getting the BCP, CSP, Freedom, and Discover It the last couple weeks, I finally canned Capital 1 with their $300 limit.  I had already canned Orchard months ago right before the AF's were about to hit.  

Credit One actually just sent me a preapproval, got it same day I got my CSP and Freedom in the mail.  Funny after I cancelled Orchards I said I'd NEVER pay an AF but now have a $95 and $75 AF on new cards, BUT those will easily pay for themselves in bonuses and rewards.

Looks like we both hit prime at the same time, so I know how you feel, congrats!!!

[hot4u]

Congrats.... Feels good getting rid of sub-prime cards

[Credit-hoarder]

@jennilocha: what was the initial CL given to you by Cred1?

[SunriseEarth]

Congrats! 

I can't wait for my Credit One card to kick the bucket!  Once I pay mine off, it's history.

[Anonymous]

What about me? Am I prime?

Chase Amazon 700 1 year old

Chase Freedom 500 1 month old

Capital One Quicksilver 1000 2.5 years old

Citi Diamond Preferred 3000 (500 on approval and CLI recon to 3000) 1 month old

Amex Green NPSL 1 month old

Denied for Amex BCE through website account (soft pull hopefully since I was denied)

Am I Primeland, or am I next exit, or am I halfway?

[jennylocha]

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@Credit-hoarder wrote:

@jennilocha: what was the initial CL given to you by Cred1?

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I started with $350 and then after 8-9 months I got a CLI of $100 and its been stuck there ever since. Until just recently they started sending me offers to get a CLI of $250 on it for the small fee of $19.95 to be charged to my account. I don't use the account much, I just needed it to build credit.

[jennylocha]

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@Anonymous wrote:

What about me? Am I prime?

Chase Amazon 700 1 year old

Chase Freedom 500 1 month old

Capital One Quicksilver 1000 2.5 years old

Citi Diamond Preferred 3000 (500 on approval and CLI recon to 3000) 1 month old

Amex Green NPSL 1 month old

Denied for Amex BCE through website account (soft pull hopefully since I was denied)

Am I Primeland, or am I next exit, or am I halfway?

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You're in Prime land....LOL! You're doing awesom for starting out, never go the First Premier or Credit One route, you don't need to with that lineup.

[Anonymous]

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@jennylocha wrote:

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@Anonymous wrote:

What about me? Am I prime?

Chase Amazon 700 1 year old

Chase Freedom 500 1 month old

Capital One Quicksilver 1000 2.5 years old

Citi Diamond Preferred 3000 (500 on approval and CLI recon to 3000) 1 month old

Amex Green NPSL 1 month old

Denied for Amex BCE through website account (soft pull hopefully since I was denied)

Am I Primeland, or am I next exit, or am I halfway?

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You're in Prime land....LOL! You're doing awesom for starting out, never go the First Premier or Credit One route, you don't need to with that lineup.

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Thanks...my credit limits dont suggest that I am Pirme land though...

[djc1puno]

Wtg! shredder must be happy