Credit One is persistent...

[blessed-man1980]

I still have mine ..I don't use it though ..

[Transmogrifying_Bee]

Greg.  I mean CreditCuriousity.  Or is it really CreditCuriosity?  In any case . . .

SUBMIT to the Dark Side!  Credit One's Force is much too strong for you to fight.  You know you're going to "cave" in to the inevitable!  Just because you worked hard and have graduated to credit cards from the likes of Amex and Chase doesn't mean you really deserve them.  Come back to us Greg!  And if you do, Credit One just might reward you by prorating your annual fee over a monthly basis..  Or just charge you the AF only once a year.  Whichever you desire. 

See, Credit One is really quite flexible!  What more could you possibly want in a credit card company...?

[chalupaman]

No, no, no, no, no, no, no, no, no, NO, NO, NO, NO, NO!

(sorry, old CapOne No Hassle commercial jingle is stuck in my head) 

[red259]

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@CreditCuriousity wrote:

Ya they reported it as closed about 3 weeks ago?  Offering to re-open it still lol..  this is the second one of these I have gotten.. One each month via email. lol

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Discover hounds me every single month to apply for one of their cards. I shudder when I think about how many trees they have killed in order to print all the solicitations they have sent to me. 

[Anonymous]

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@red259 wrote:

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@CreditCuriousity wrote:

Ya they reported it as closed about 3 weeks ago?  Offering to re-open it still lol..  this is the second one of these I have gotten.. One each month via email. lol

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Discover hounds me every single month to apply for one of their cards. I shudder when I think about how many trees they have killed in order to print all the solicitations they have sent to me. 

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Recycled paper? D:

[CreditCuriosity]

I have been fortunate not to get hit up by discover yet... a 1.5k CL wouldn't work with me and just be instant sock drawered...  I guess I am spoiled having a few cards over 5k now and the other kinda get the shun from me now.. Silly I know, but I don't like having to micro manage utilization.

[Anonymous]

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@CreditCuriousity wrote:

I have been fortunate not to get hit up by discover yet... a 1.5k CL wouldn't work with me and just be instant sock drawered...  I guess I am spoiled having a few cards over 5k now and the other kinda get the shun from me now.. Silly I know, but I don't like having to micro manage utilization.

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So don't. My first CSP, and RC statements came in at over 60% of my respective CL and reported as such. No negative to my scores.

[CreditCuriosity]

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@Anonymous wrote:

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@CreditCuriousity wrote:

I have been fortunate not to get hit up by discover yet... a 1.5k CL wouldn't work with me and just be instant sock drawered...  I guess I am spoiled having a few cards over 5k now and the other kinda get the shun from me now.. Silly I know, but I don't like having to micro manage utilization.

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So don't. My first CSP, and RC statements came in at over 60% of my respective CL and reported as such. No negative to my scores.

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Meh login every several days and hit PAY.. I guess it is micro managing, just since I have been rebuilding my credit I am OCD about paying stuff.. I think this issue is I can buy basically a airline ticket and 1 or 2 days at a hotel is a deal killer with the discover "Typical" approval limit.  Freedom works just fine for rotating and the UR miles plays well with the CSP

[Anonymous]

please greg please ! Come back and get This prime card  with 350% interest and $ 2.50 credit limit 

@CreditCuriousity wrote:

Credit One is persistent!  I closed my card close to two months ago?  It is being reported as closed and they still want to re-open it for me lol...   Dangit, I might cave, not!

[ecxpa]

got my email today......card closed over 2mos ago.....finally reporting as closed on EQ.  Just wondering where are the retention bonuses for this card......anybody ever hear of anybody getting a no AF to go back or anything.