Credit One

[Anonymous]

These folks sent me a letter today saying in order to continue processing my application they need a copy of my social security card.  Ever hear of this?

[Anonymous]

sorry i can't answer your question, but if you have any other options explore them before starting a relationship with these guys.

[Creditaddict]

Everyone talked about CLI at first payment. I have made 4 payments within a 30 day period and still no CLI... what's up?!!

oh and have heard others talk about needing to send social sec. card... send it... it will be approved

Message Edited by Creditaddict on 11-21-2007 01:19 PM

[Anonymous]

I appreciate and agree with your comment.  I have had a fair amount of success with starter cards recently - nothing impressive, but they're a start.  I think I'll pass on this one.  Thanks for your input.

[Anonymous]

4 years with Credit One - $400 CL, no CLI !!!

[Anonymous]

Pass on Credit One

I have one and there are no online pay options or anything

1 year, perfect payment history, no CL increase

[jones_cc]

I just got a Credit One card...it takes them a while to go through with the application but it's well worth the wait. I got approved and within less than a week, I received the card in the mail. My scores aren't that high (599-Transunion 609-Equifax 601-Experian), but I got approved for $600 and I had just gotten approved for four other cards a week before. I say go for it!

P.S. They do have online options to pay your bill, it just costs you around $5-$7 dollars to do so. Good luck!

[moonman]

hello everyone this card has been in my possession for about 2 years with a credit limit starting out at 350.00. i have received 2 credit limit increases and one for just calling in on an unknown charge and now my limit is 850.00.this is not much but i am slowly trying to work my way back from bad to fair to excellent credit.

[Red1Blue]

I got this card couple of years ago with a CL of $200 and they have been giving a $100 CL every six months and now I am at $600. It is a card with long history on my CR. I am going to keep it for few more years as it adds value to my fico. Card wise it is not bad but not great either. Only thing is I dont like the $5.95 monthly fee every month as annual fee. They will not take it as one payment. I use BOA billpay and I sent my payment through my billpay. It works great. They payments get there on time. It does not cost me any money. I dont have to pay creditone online payment fee. I use the card for lunch couple of times a month and pay it off in full and then sock it. It is aging and adding points to fico. I'll keep the card around for few more years.