Merrick Bank/Hooters

[Anonymous]

I got turned down for a Merrick Bank credit card after I received an offer in the mail.  I guess it wouldn't be a good idea to apply for a Hooter's card since Merrick turned me down?

[orl2185]

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JemiBlue wrote:

I got turned down for a Merrick Bank credit card after I received an offer in the mail.  I guess it wouldn't be a good idea to apply for a Hooter's card since Merrick turned me down?

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Sorry to hear that, please don't reapply with them for at least 90 days

[Anonymous]

I applied 3 times for the hooters card....Once the last 3 months.....First 2 times declined....3rd time approved!

[Anonymous]

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Badcreditguy wrote:

I applied 3 times for the hooters card....Once the last 3 months.....First 2 times declined....3rd time approved!

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They probably figured, "oh great, this guy is going to keep making us waste ink...let's just throw this guy a card so he'll shut up"

[Anonymous]

Depends on which card. I got approved for Hooters with a $5000 CL but rejected by GEICO. Each company has it's own criteria.

[Anonymous]

Did your scores change significantly?

[Anonymous]

Went up at first. I added like $12000 ion new credit though. Also applied at Kay Jewelers. I almost doubled my credit limits with those 2 cards.

It went down last month because I charged close to the limit on the Hooters card and it reported before I paid it.

[Creditaddict]

Badcreditguy... what your scores when you got approved for Hooters?

[tyler511]

I applied last week thurs for a hooters card.I'm not sure if i will get approved because i still have two cc that 'm paying off right now, but i do see they pulled my EXP 591 as of yesterday but my score has not drop as yet.

[Anonymous]

What message did you receive when you applied? Have you called Hooter's to check status?

I received the 7-10 day message but found out I was approved after calling them.