Credit Unions rock!

[Anonymous]

Lately I have acquired two decent cards. Chase freedom with a $800 credit limit( am still mad about it) and AmEx Zync. I swore to not apply for anymore credit until late next year to give the new cards time to age and regain the lost points. However, something unexpected happened. I had a savings account with a CU so walked into my local branch and while there the CSR bragged about their 0 Apr credit card, it occurred to me from what I gathered here( thanks guys) CUs are better than mega banks. Long story short, the app was the shortest I've seen. Approved with a credit limit bigger than the rest of my other cards combined.

[joestay]

1000 CL?

[Anonymous]

Nope. $7000 my biggest cl to date

[score_building]

That's really fantastic, congrats!  highest limits with CU rock!!!!!!

Curious...which CU btw?

[Anonymous]

0% for how long? 6 months a year? If it's for life, damn I'd take my sweet time paying off big purchases till my next one...

[castlefox]

Wow. 7000 is a lot.  Congrats.

I only had a gas card with a 400 CL.  And my credit union gave me a credit card with a 1000 CL.  

[Tazman81]

I agree, credit unions rock.  Which credit union is everyone talking about in their posts?

My credit union is Chartway FCU.  I got a $500 VISA in September.  In December I asked for an increase to $1500 and got approved.  They don't do auto increases, so in March I will apply for another one.  They are my largest card so far (except for my dell account which is $2500, but I don't think that counts).  So, of course, every chance I get I gloat about them as the staff is so nice, and when I was originally denied, they took the time to sit down with me, got an action plan, and now I am approved and moving on up. 

[DI]

Congrats!  I'm currently with PenFed  and may be joining University Credit Union if my bank(Regions) of 10 years start charging me $5/month to keep my checking account open. 

[UFGuy2006]

Awesome! Congrats!