Credit Unions

[woodyman100]

Baller, you said it on the rain!
I can't get any flippin work done!
I get a salary, but most of the hourly guys aren't making any money right now.

[takeshi74]

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@pakprotector wrote:

Anyone belong to more than one?

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Plenty do.  I'm a member of 3 but I only have a product with 1 at the moment.

Don't just poll.  Look at specific products and not just at the credit unions themselves.

I joined the 1 for a specific product.  I joined the other 2 because I was eligible and wanted to join while eligible even though I did not need specific products from them.

[Anonymous]

Penfed (cards etc), SDFCU (savings loan), local CU (checking). Zero bank accts.

[MyLoFICO]

I don't feel so bad for belonging to 2 now. Resource 1 CU and DCU. I plan to add PenFed as well. I think the real question should be, do you have the funds to spread between all of them? 

I have a business account and personal account with Resource 1. I have $10 per paycheck going to DCU. I don't make enough expendable cash to support both. I use my business account for everything since my divorce but I am about to split my personal stuff off that account since I take credit cards now and the processor is linked in pretty good to my business bank account. I am going to split my personal stuff off and send it to DCU I think. 

[baller4life]

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@woodyman100 wrote:
Baller, you said it on the rain!
I can't get any flippin work done!
I get a salary, but most of the hourly guys aren't making any money right now.

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Geez! At this rate we'll be needing an ark soon!

[Anonymous]

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@baller4life wrote:

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@woodyman100 wrote:
Baller, you said it on the rain!
I can't get any flippin work done!
I get a salary, but most of the hourly guys aren't making any money right now.

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Geez! At this rate we'll be needing an ark soon!

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Wonder if Blispay will give a discount on that ark?

[baller4life]

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@Anonymous wrote:

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@baller4life wrote:

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@woodyman100 wrote:
Baller, you said it on the rain!
I can't get any flippin work done!
I get a salary, but most of the hourly guys aren't making any money right now.

---

Geez! At this rate we'll be needing an ark soon!

---

Wonder if Blispay will give a discount on that ark?

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[joltdude]

Just two here... Hanscom FCU, and MIT FCU.....

Ah.. Not eligible for NFCU ...as far as I know...

[Anonymous]

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@grillandwinemaster wrote:

So do you all have a credit union you use to pay your mortgage, a different one for utilities, etc etc? 

I'm just trying to understand the utility of having multiple accounts. 

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The answer is pretty similar to the same question about credit cards (newbies here and those not in these forums "Why do you need X credit cards!!!")   People get them for special features of each and/or diversity so that if one "goes bad" you have others in place

[joltdude]

Iv had the problem with one of my CU's not even trying to be competitive or offer me any products or services id be eligible for...as well as one heck of a fee hike..

The other has gone over and above to find products im eligible for and has worked with me, even with suggestions for improving credit score.....

Yes... some CUs forget about their members and take them for granted

Theres also what i call predatory CUs ... its a CU, it has loose member requirements but if you actually get an account there.. they are equal to or worse than some major banks on fees and such..... 

-J