Credit card payments and CLI

[Anonymous]

In all honesty, these two Cap1 CC's I have were the first two I apped for when rebuilding, and have helped me reach the scores I have today (amongst other CC's I have paid perfectly as well) (and keeping my util <9%) I had a credit score of a 610 when I apped for these CC's, so I'm grateful they extended me credit when I really didn't deserve it, but it sure would be nice to see a CLI after almost a year of perfect pymt history.

They are good stepping stones, no doubt.

And Congratulations on the AWESOME TU Score!!!!!!! 693 is only 27 points away to having "Very Good Credit" according to FICO. I believe its 720 that will put you at "Very Good Credit"

[bichonmom]

It sounds like I shouldn't expect a CLI after the initial one. It's good to know that you've made so much progress in a year... gives me hope.

Thank you for the replies!

[Anonymous]

I still have a lonnnnnnngggg way to go to reach my goal of 775, but I'm inching closer each month that passes.

Thank you for the kind words.

I Wish you all the Best!!!