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Credit cards for restaurants besides………

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Horseshoez
Senior Contributor

Re: Credit cards for restaurants besides………


@AyaMai wrote:

Cards recommendations besides Amex Gold, Citi Custom Cash, Capital One Savor One & nothing less 4% Cashback. 


Last time I checked, the SavorOne card did not offer 4% cash back for dining; here's how I remember the rewards:

  • 4% CapitalOne Savor ($95 annual fee)
  • 3% CapitalOne SavorOne (no annual fee)

Chapter 13:

  • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
  • Filed: 26-Feb-2015
  • MoC: 01-Mar-2015
  • 1st Payment (posted): 23-Mar-2015
  • Last Payment (posted): 07-Feb-2020
  • Discharged: 04-Mar-2020
  • Closed: 23-Jun-2020

 

I categorically refuse to do AZEO!

In the proverbial sock drawer:
Message 11 of 18
LADave
Established Contributor

Re: Credit cards for restaurants besides………


@Horseshoez wrote:

@AyaMai wrote:

Cards recommendations besides Amex Gold, Citi Custom Cash, Capital One Savor One & nothing less 4% Cashback. 


Last time I checked, the SavorOne card did not offer 4% cash back for dining; here's how I remember the rewards:

  • 4% CapitalOne Savor ($95 annual fee)
  • 3% CapitalOne SavorOne (no annual fee)

Good catch. The only caveat I can think of to this is that both cards currently get 10% cash back on Uber Eats (and Uber everything else) through Nov. 14, 2024. Both cards will also reimburse you for an Uber One membership through that time, which can mean additional savings.

Message 12 of 18
Beefy1212
Established Contributor

Re: Credit cards for restaurants besides………

@LADave not sure I would call it additional savings, the mark up on Uber in the first place is already pretty high.

 

you are paying 15% or more to begin with so getting 10% back is just getting charged slightly less extra



Message 13 of 18
LADave
Established Contributor

Re: Credit cards for restaurants besides………


@Beefy1212 wrote:

@LADave not sure I would call it additional savings, the mark up on Uber in the first place is already pretty high.

 

you are paying 15% or more to begin with so getting 10% back is just getting charged slightly less extra


It's why I included the caveat "which can mean additional savings" - it's only if you were going to be ordering from Uber or if it makes Uber an option.

 

In my situation, it has meant that Uber is sometimes the same or just slightly above the regular price (when factoring in both the extra cashback, and the Uber One discount), and it became an option where it wouldn't have been before.

Message 14 of 18
Turbobuick
Established Contributor

Re: Credit cards for restaurants besides………

Does this card exist? The took over an old card I had from BofA, but they kept sending me a different card. Finally I just said forget it. 

 

Comnity AAA Daily Advantage credit card, you will earn:

  • 5% cash back on grocery store purchases1
  • 3% cash back on gas station and electric-vehicle charging, wholesale clubs, streaming services, pharmacy and AAA purchases.1
  • 1% cash back on everything else.2
Message 15 of 18
ptatohed
Senior Contributor

Re: Credit cards for restaurants besides………


@Turbobuick wrote:

Does this card exist? The took over an old card I had from BofA, but they kept sending me a different card. Finally I just said forget it. 

 

Comnity AAA Daily Advantage credit card, you will earn:

  • 5% cash back on grocery store purchases1
  • 3% cash back on gas station and electric-vehicle charging, wholesale clubs, streaming services, pharmacy and AAA purchases.1
  • 1% cash back on everything else.2

You're asking if the AAA Daily Advantage exists?

 

https://www.aaa.com/AAA/common/bread/breadfinancial.html

 

 

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi CUSTOM CASH “C” // citi ThankYou (5% gas, lucrative spending offers) // mylowe’s Rewards // Target circle card

Rotating 5% CB:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 16 of 18
Jessie
Established Member

Re: Credit cards for restaurants besides………

Unfortunately, your exlusions are the best ones. Have you considered Sunrise Banks Everyday Rewards+ Card? It's on WalletHub's list of the best restaurant cards. 

Message 17 of 18
Kh_Samyak
Moderator

Re: Credit cards for restaurants besides………

Hi everyone,

Due to the age of this thread, it will be locked in order to keep discussions current. If you have the same or a similar question/issue, we invite you to start a new thread on the topic.

Thank you for understanding.

Message 18 of 18
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