Credit limit increases for Comenity bank store cards?

[stefnian0426]

Hi everyone,

I was wondering if anyone can help me figure out the CLI for comenity bank cards.

I currently have 3. 1 i got back in jan and 2 i got middle of Feb with shopping cart trick (have not recieved those cards yet)

I put some money on all of the cards and plan to pay them all in full this weekend.

I was wondering how long it took for you to get CLI or did you ask for one? Also how much they usually give.

i have the following cards

-mandee (from jan) $300

-VS- $500

-kingsizedirect $250

Thank you in advance!

[ronstar7]

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@stefnian0426 wrote:

Hi everyone,

I was wondering if anyone can help me figure out the CLI for comenity bank cards.

I currently have 3. 1 i got back in jan and 2 i got middle of Feb with shopping cart trick (have not recieved those cards yet)

I put some money on all of the cards and plan to pay them all in full this weekend.

I was wondering how long it took for you to get CLI or did you ask for one? Also how much they usually give.

i have the following cards

-mandee (from jan) $300

-VS- $500

-kingsizedirect $250

Thank you in advance!

---

Its really a YMMV tyoe of thing some have pressed the love button as soon as they got the card while others have had to wait the 9 months which is rumored to be the golden rule. I had to wait a little over, but yesterday I got increases on almost every one of mine. Kingsize, Buckle, Vickie Secret, Express, One Stop Plus. Try as often as you like its only a soft pull via online button. If you get it will show right away. If declined it will give a 7-10 day message.

[JustinS]

For me it took 4 statements at least for bon-ton. Be aware they may HP you if you call in to have an increase done. I never had the luv button show for the store card. Ann Taylor MC was a soft pull however (not sure if the actual store card would be HP or SP though). I guess it's a YMMV type deal of course.

[stefnian0426]

Thank you for the replies. So if i hit the luv button it would do a hp.

I only had it for a few months but i always pay before my statement is due. I would love an increase but do not want the hard pull as i am trying to reubild my credit.

[tattooedhusker]

Typically with Comenity store cards, the online button will be a SP. Don't be discouraged if you don't get it, it usually takes the cardholder hitting the 9 month mark.

[JustinS]

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@tattooedhusker wrote:

Typically with Comenity store cards, the online button will be a SP. Don't be discouraged if you don't get it, it usually takes the cardholder hitting the 9 month mark.

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As mentioned IF the luv button shows online it's usually a SP if done online. Be sure and double check with the rep before hand if you call and do it via a CSR on the phone (they can tell you if SP or HP). For whatever reason Bon-ton was a HP for me even though the CSR said it'd be SP only.

[aubie1kenobie2]

I hit the luv button on the 3 month mark an was denied, the letter stated that account was too new to qualify for CLI. I had only used the card once prior to requestin the CLI, not sure if they'd be more accomodating if the card was used often.

[ayles]

I have three cards with them.

Pier 1 in January with original cl of $500; hit the cli button immediately after being approved online and it went up to $1000.  Earlier this week did it again and it went up to $1500.  Only used it once, let it report, and then pif on due date.

Marathon in January with original cl of $250; have hit the cli button a couple of times but keep getting the 7-10 message.  Only got it because Marathon is literally down the street and in this crazy weather wanted it for emergencies.  Have used a few times and paid statement balance in full.  Second statement about to cut with a small balance.  Will keep trying for cli monthly.

Younkers in January with original cl of $250.  There is NO cli button lol.  I called to ask why since I have other Comenity accounts that look exactly the same but with buttons and she said she wasn't sure why but that I wouldn't be eligible for one until 9 months of having the card anyway. 

I hope this helps although as always, YEMV

[CreditMagic7]

If it's of any use for you i have yet to gain a first CLI with my group beginning with VS back at Thanksgiving.

On the other hand, just brought on board a JCrew card, registered it online, gave the luv button it's first nudge, and Presto! an instant 300 CLI to add to the initial 500 SL.

It does apparently vary by card.

[SunriseEarth]

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@stefnian0426 wrote:

Hi everyone,

I was wondering if anyone can help me figure out the CLI for comenity bank cards.

I currently have 3. 1 i got back in jan and 2 i got middle of Feb with shopping cart trick (have not recieved those cards yet)

I put some money on all of the cards and plan to pay them all in full this weekend.

I was wondering how long it took for you to get CLI or did you ask for one? Also how much they usually give.

i have the following cards

-mandee (from jan) $300

-VS- $500

-kingsizedirect $250

Thank you in advance!

---

YMMV.  VS seems pretty firm about 9 statements before the first CLI, but some members have had exceptions.  I'm also trying with a Blair (Gold Violin) card and suspect they're also a 9 monther.   After the first CLI, they're usually done after 4 months.

There are some notable exceptions, like J Crew (many members had CLIs immediately on their CCs)