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Credit one combining limits

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missji
Regular Contributor

Re: Credit one combining limits


@CreditCrusader wrote:

@missji wrote:

No, they will not. I called them about this two weeks ago. I have a card with a $1,350 limit. Logged in to my account and saw preapproval for a second card with an $800 limit so I called and asked for the $800 to be a CLI on the card I have. The rep said point blank that they do not combine limits. I was like oh so instead you guys just like to screw with AAoA?


They will absolutely combine certain cards/limits. A family member asked for this and received not just the Platinum Rewards Red for the two blues, but an overall limit of $2,500.

 

Granted, the $95 AF isn't the best, but you can rack up some decent rewards with the 5% bucket/1% other cash back on the card.


Well, they told me point blank that they don't. I'm more inclined to believe what I was told by Credit One.m, especially since this was a "family member" and not your own experience. This could very well have been a new application for a new card while closing the other two.

Gardening as of June 2020. No activity until January 2023 unless it's an auto CLI.
Starting Scores (6/30/2020): EQ 640 | EX 660 | TU 658
Current Scores (05/22/2021): EQ 678 | EX 714 | TU 689
Goal Score: 800


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Message 11 of 12
JBB529
New Contributor

Re: Credit one combining limits

This was a hard no on combining cards. 

Message 12 of 12
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