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Credit one

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911gt34life
Established Contributor

Credit one

I finally closed credit One Bank but they send me an email saying this 

 

Come back* to Credit One Bank and get 1% Cash Back Rewards** on eligible purchases. The rewards will appear automatically on your statement each month.

 

Reinstate by July 12, 2024

 

The account credit age was 2 years 9 months I tried to convince them they wouldn't waive the annual fee .

 

Me 1% with 750 score with credit one crazy 

 

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Message 1 of 14
13 REPLIES 13
keekers
Valued Contributor

Re: Credit one

Don't do it!


Message 2 of 14
FicoMike0
Senior Contributor

Re: Credit one

Ditto!

Message 3 of 14
CreditPoor
Frequent Contributor

Re: Credit one

+1  

Definitely don't do it. I was lucky enough to be able to side step that trash card. Paying for credit increases and annual fees for a card like that is ridiculous 

Message 4 of 14
MissLiz
Established Contributor

Re: Credit one

I feel like reinstating this card would be like finally getting rid of an abusive ex then letting them back into your life. You cut them out for a reason. 

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce
Message 5 of 14
Anonymous
Not applicable

Re: Credit one


@MissLiz wrote:

I feel like reinstating this card would be like finally getting rid of an abusive ex then letting them back into your life. You cut them out for a reason. 


But Liz, I have changed. You can see that !

Message 6 of 14
MissLiz
Established Contributor

Re: Credit one


@Anonymous wrote:
But Liz, I have changed. You can see that !
I'm sorry, John. You care more about bots than you do about me!

 

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce
Message 7 of 14
Anonymous
Not applicable

Re: Credit one

@MissLiz 

Triple Kudos because 1 simply isn't enough.

Message 8 of 14
Rodagave
Established Member

Re: Credit one

I have 2 Credit One Platinum cards, I've had one for over a year and the other one for 6 months. I've spent close to $2000 on my 6 months card, and I had to get a supervisor to give me a disappointing $200 increase.

 

Based on my personal experience, credit one straight up sucks. I'll be closing my 2 CCs with them next month.

 

Hopefully you didn't take the offer!

Credit Card Lineup


Starting FICO 8 Credit:

Current FICO 8 Credit:
Message 9 of 14
markhs777
Frequent Contributor

Re: Credit one

 


@911gt34life wrote:

I finally closed credit One Bank but they send me an email saying this 

 

Come back* to Credit One Bank and get 1% Cash Back Rewards** on eligible purchases. The rewards will appear automatically on your statement each month.

 

Reinstate by July 12, 2024

 

The account credit age was 2 years 9 months I tried to convince them they wouldn't waive the annual fee .

 

Me 1% with 750 score with credit one crazy 

 


Join a credit union if possible and get a decent card.

Message 10 of 14
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