Credit one

[Rodagave]

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@markhs777 wrote:

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@911gt34life wrote:

I finally closed credit One Bank but they send me an email saying this 

Come back* to Credit One Bank and get 1% Cash Back Rewards** on eligible purchases. The rewards will appear automatically on your statement each month.

Reinstate by July 12, 2024

The account credit age was 2 years 9 months I tried to convince them they wouldn't waive the annual fee .

Me 1% with 750 score with credit one crazy 

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Join a credit union if possible and get a decent card.

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Are there any credit unions that offer cash back rewards, and have overall good cards in terms of benefits? Rather than just providing a CL that looks pretty.

If so, are there any credit unions you'd suggest personally?

[FicoMike0]

@Rodagave 

You put us on the spot. I'm a member of several credit unions, but admit I don't have a card with one. Penfed has a 2% on everything card.

Myself, I tend to go for subs and avoid afs . My cash back cards include wf 2% everything, amex bce, 3%,2%,1%, and usb shoppers 6%,3%,1%. The last has a waived af. 

If I was starting clean, I'd really consider the robin hood 3%.

[Polly34]

I tried twice to close it and they gave me 6 months at 0. Its been 8 billing cycles now at 0. I probably should try and cancel again, have a feeling they're go to pull the full $99 annual fee on me this time. it's 4.5 years old. 

[markhs777]

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@Rodagave wrote:

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@markhs777 wrote:

---

@911gt34life wrote:

I finally closed credit One Bank but they send me an email saying this 

Come back* to Credit One Bank and get 1% Cash Back Rewards** on eligible purchases. The rewards will appear automatically on your statement each month.

Reinstate by July 12, 2024

The account credit age was 2 years 9 months I tried to convince them they wouldn't waive the annual fee .

Me 1% with 750 score with credit one crazy 

---

Join a credit union if possible and get a decent card.

---

Are there any credit unions that offer cash back rewards, and have overall good cards in terms of benefits? Rather than just providing a CL that looks pretty.

If so, are there any credit unions you'd suggest personally?

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It all depends on your location and if you meet the requirements to join but there are many CU's with no annual fee cards with cash back or rewards.