Creditcard.com Card Match

[cottoncrown]

I just got BCE with 702 and 8 inq on EX in the last 6 months. I have a thing file and was instantly approved for 7k. I was not given their offer on the pre-qual site you mentioned, just secured cards and cap one platinum.

[red259]

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@mongstradamus wrote:

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@Eightiron wrote:

I will say this...

I just went on and checked mine, both BCE and BCP popped up for me as well.  And I was recently just denied for the Delta gold, so I know AmEx isnt quite ready to work with me.

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i am waiting for that offer to pop for me. Already have discover it and chase freedom pre approvals popping for me just waiting for bcp so i can try for all three and then hit the garden for at least an year lol

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That's interesting. I have the amex offers popping but not the discover it. 

[red259]

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@cottoncrown wrote:
I just got BCE with 702 and 8 inq on EX in the last 6 months. I have a thing file and was instantly approved for 7k. I was not given their offer on the pre-qual site you mentioned, just secured cards and cap one platinum.

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What cards and AAoA do you have? 

[cottoncrown]

I have a 6 month credit history with a 5k discover it and two secured cards 200 and 300. That is all my util is 1%. That is all that is on my reports.

[djc1puno]

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@enharu wrote:

Pre-approvals are not an accurate indicator of approval odds. However, they're the best readily available indicator.

It's always best to look at what's in your CR, and then gauge your own chances. Probably will be much better that way.

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+1 enharu

[azguy13]

I do not put too much stock into this site but it is nice to look at I guess. I think the last time I looked it "pre-qualified" me for every Cap1 card and that was it.

[mongstradamus]

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@azguy13 wrote:

I do not put too much stock into this site but it is nice to look at I guess. I think the last time I looked it "pre-qualified" me for every Cap1 card and that was it.

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yeah i don't know how accurate it really is, it tell me i am qualified for boa and cap one cards, but when i check pre approvals on boa and cap one sites, it doesn't return anything for me. I was hoping some amex cards would pop for me so i would be semi sure i wouldn't be wasting an hp when i app for BCP 

[JSS3]

I got BCE and BCP. I plan to apply for this card next year. 

[missjae]

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@Anonymous wrote:

What is everyone's take on cardmatch. I recently did some work on my credit and improved my scores a bit. For kicks and giggles I entered my info into cardmatch and i get 2 "exclusive offers" for AMX BCE, one regular, the other preferred. My credit scores are teetering on around the 700 mark, however my other offers on creditmarch are from Cap 1 and First Premier bank. These other offers make me skeptical about AMX, although I am dying to have the BCE card.

Thoughts? If i had to guess based on my credit profile, I would not qualify for BCE, which is why i thought those offers were surpising.

Edit: I have read AMX is inquiry senstive. I financed 2 cars in the past year and EQ took heavy hits during these processes (9). TU has 4 and EX has 5. Who does AMX primarily pull?

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Cardmatch sucked for me. It offered me nothing but Cap1 and FP.  I only entered my information to see what I would be offered, but before and after I did it, I was able to get approvals for Amex, Barclay's, Chase, BOA, etc.

Amex was not too inquiry sensitive for me.  I have a ton of inquiries on each report, but the majority are over a year old.  I forget which report they pulled, but I know I had a fair amount of recent inquiries because they were at the end of an app spree.

[BBrave]

All the AMEX cards popped up for me, so I applied for the Everyday Card, and was NOT approved. So...go figure.