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Creditors are pulling ______ when I applied for a _______ card...

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spankyspanky
Established Member

Creditors are pulling ______ when I applied for a _______ card...

Not sure if there is a thread dedicated to this, so I figured I would start one.  Sorry if this is a report.


This is a combined list of myself, and my gf over the last two years.  

 

I know I have been in a spot where my Experian score was 20+ more then my others because of reporting, and wanted to limit my applications to Exp.. 

 

Card - Bank - Who they pulled

 

8.17.2011 - Amex Clear card - American Express -  Experian

7.18.2011 - Discover More Card - Discover - Equifax AND transunion

7.11.2011 - Home Depot Store Card (CLI) - CBNA -  Equifax

6.13.2011 - Genisys Credit Union - Elan Financial - Transunion

6.04.2011 - Amex Blue Cash - American Express - Experian

5.02.2011 - Home Depot Store Card - CBNA - Equifax

4.21.2011 - Bank Of America Rewards - BOA - Experian

4.17.2011 - Amazon.com store card - GE Financial - Transunion

4.03.2011 - Lowes Consumer Card - GE Financial - Transunion

3.02.2011 - Cap One Venture Card - Cap One - Experian, equifax and transunion

6.16.2010 - Best Buy Store Credit - HSBC - Transunion

6.14.2010 - Chase Freedom - Chase Bank - Equifax

 

 

 

Message 1 of 27
26 REPLIES 26
texasman07
Established Contributor

Re: Creditors are pulling ______ when I applied for a _______ card...

08/17/2011 CFNA/ Firestone..............Pulled Equifax (Approved)

08/17/2011 WFNNB/Fina........Pulled Experian (Pending)

08/17/2011 Citi/ConocoPhillips- Pulled Experian (Declined)

08/12/2011 WFNNB/Buckle -SOFT PULL EXPERIAN (Approved)

08/06/2011 RBFCU Mastercard-Pulled TU (Declined)

Message 2 of 27
favre_2_free
New Contributor

Re: Creditors are pulling ______ when I applied for a _______ card...

8-19-2011  - Discover - Equifax & Transunion

8-18-2011 - GEMB (Paypal) - Transunion

 

Amex Gold, Capital One VentureOne & Platium Cards, AAA BoA Signature Visa, Barclays Airtran & Frontier Airlines Cards, Paypal MC, Best Buy RewardZone Mastercard and Chase Speedway Mastercard....and I FINALLY Welcome to Discover...thank you and have a great day!!!!
EX: 667 (8/6 Amex App) - EQ 700 - TU 697
Message 3 of 27
texasman07
Established Contributor

Re: Creditors are pulling ______ when I applied for a _______ card...

 June 2011- GEMB/ JCPENNY .....Transunion (Approved)

 June 2011- GEMB/GAP........Transunion (Approved)

 June 2011 GEMB/TJMAXX....Transunion (Approved)

 June 2011- GEMB/Banana Republic....Transunion (Approved)

Message 4 of 27
-Cain-
Valued Contributor

Re: Creditors are pulling ______ when I applied for a _______ card...

BofA Platinum Plus. -Experian (approved)
Amex Zync. -Experian (declined)
Household Plat. Rewards -Equifax (approved)
Discover More -Equifax & TransUnion (approved, given new EQ score)
Amex Zync. -Experian & Teletrack (declined...again!, given EX score)
Amex Preferred Rewards Green -Experian (approved)
Message 5 of 27
Switch2007
Contributor

Re: Creditors are pulling ______ when I applied for a _______ card...

I think this is a great idea, but don't they pull based off of location??? If so, it could help for people to list their state as well. Just my $.02 Smiley Happy

Starting Score: 08/01/2009 584
Current Score: 08/01/2011 EQ 684 EX (Lender Pull) 702 TU 712
Goal Score: 780+


Take the FICO Fitness Challenge
Message 6 of 27
texasman07
Established Contributor

Re: Creditors are pulling ______ when I applied for a _______ card...

TEXAS!!!!!!!!!!!

Message 7 of 27
Anonymous
Not applicable

Re: Creditors are pulling ______ when I applied for a _______ card...

Jan 2010 - AMEX Green  -  EQ, EX, TU     (Declined)

Jan 2010 - WF VISA          -  EQ, TU            (Declined, accepted on appeal)

Jan 2010 - PNC VISA       -  TU                    (Declined, accepted on appeal)

Aug 2010 - AMEX Zync     -  EQ, EX, TU     (Accepted)

 

EDIT: I applied using a GA address. Also, note that AMEX rarely pulls all three bureaus. I believe they did in my case because of my thin credit file.

 

Message 8 of 27
Anonymous
Not applicable

Re: Creditors are pulling ______ when I applied for a _______ card...

I'm in Indiana.

 

October, 2010 - Capital One Platinum - pulled all three (approved)

October, 2010 - GEMB/Old Navy - Transunion (denied)

April, 2011 - HSBC - Equifax (approved)

July, 2011 - Capital One Platinum Rewards - pulled all three (approved)

August, 2011 - GEMB/Old Navy - Transunion (approved)

August, 2011 - Kay Jewelers - Equifax (approved)

Message 9 of 27
Anonymous
Not applicable

Re: Creditors are pulling ______ when I applied for a _______ card...

I'm in Hawaii:

 

July 2010 - Cap One pulled all 3

Sept 2010 - AMEX Zync - Experian

Sept 2010 - Best Buy Store Card - TU

Dec 2010 - Kay Jewellers - EQ and TU

Apr 2011 - Care Credit GEMB - EQ

June 2011 - NFCU CC - EQ and TU

 

All approved and scores between 640-660

 

Message 10 of 27
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