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Criteria for Yamaha Credit Card

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MrCredit
Established Contributor

Criteria for Yamaha Credit Card

I was wondering if anyone here knows what bank issues the Yamaha Credit Card?, and what type of criteria they are looking for to

get a $10k jet ski. I have a 730 with a 4 year history all positive. Two inquiries on EX and One on EQ, 0 on TU. My highest limit is $4000

thru BOA Accelerated Rewards Amex. Any help would be appreciated.

Message 1 of 10
9 REPLIES 9
hedgeclipper2
Frequent Contributor

Re: Criteria for Yamaha Credit Card

Pretty sure its HSBC.  Not 100% positive though.

 

Edit: if its HSBC for sure, you should have a great chance.  They are easy to get in with.

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My favorite card right now: Fidelity Investment Rewards Visa Signature
Message 2 of 10
andre181
Established Contributor

Re: Criteria for Yamaha Credit Card

My best friend just got one to finance a new Yamaha V-Star custom motorcycle which was ~$7,300. His scores are nowhere as good as yours, somewhere in the low 600's with a recent paid Capital One CO and an existing car loan with 3 30 day lates within the last 2 years. I am 99.9% his wife cosigned the card with him, and her scores are in the high 700's. But still...

 

So my guess is that you would likely be approved for the amount you want.

 

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 3 of 10
Anonymous
Not applicable

Re: Criteria for Yamaha Credit Card

try to get an installment loan instead of opting for the yamaha credit card which has a mediocre reputation

Message 4 of 10
southsidefab
Valued Member

Re: Criteria for Yamaha Credit Card

Yamaha is thru hsbc with all scores in the low 700's they approved me for 25k in march of this year.

Message 5 of 10
southsidefab
Valued Member

Re: Criteria for Yamaha Credit Card

So i really dont think you would have any problem at all getting them to approve you for that ski.

Message 6 of 10
Anonymous
Not applicable

Re: Criteria for Yamaha Credit Card

My Yamaha installment is with GEMB. Got an FJR last Novemeber.

Message 7 of 10
Bsong
Regular Contributor

Re: Criteria for Yamaha Credit Card

Sorry to revive an old topic... But, I was wondering if anyone knows if this type of financing is still available? 

Message 8 of 10
asphaltcowboy
Valued Contributor

Re: Criteria for Yamaha Credit Card


@Bsong wrote:

Sorry to revive an old topic... But, I was wondering if anyone knows if this type of financing is still available? 


I saw an online app for this at yamaha waveruuner, try google, hope this helps


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 9 of 10
iMacDrew
Frequent Contributor

Re: Criteria for Yamaha Credit Card

When I got my motorcycle through them in April im 98% sure they used Cap1 for the yamaha financial card, but i think they use GECRB too for the installment loans.

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Message 10 of 10
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