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Curious - Anyone get a X1 CLI Yet?

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HHH71
New Contributor

Curious - Anyone get a X1 CLI Yet?

Curious about the X1 CL's. It seems they generally give a higher initial CL than a lot of cards; however, whether someone makes $100,000 or $700,000 the limits still seem to be in the $28k-$31k area. Has anyone received an auto CLI yet or requested one? 

Message 1 of 9
8 REPLIES 8
Guyatthebeach
Valued Contributor

Re: Curious - Anyone get a X1 CLI Yet?

HHH71,

 

I have not received a CLI yet.  I didn't see the button to request one either.

 

Guyatthebeach 

Message 2 of 9
DAC213
Valued Member

Re: Curious - Anyone get a X1 CLI Yet?

Hello you have to contact their tech support like Apple.

text support 650-514-5504

email Support support@x1.co

 

Message 3 of 9
DAC213
Valued Member

Re: Curious - Anyone get a X1 CLI Yet?

Hello,

  You have to send an email.

email: support@x1.co

 

Message 4 of 9
babygirl1256
Senior Contributor

Re: Curious - Anyone get a X1 CLI Yet?

@DAC213 I wonder if it's a HP or SP? Thanks for posting!!! Smiley Wink

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
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Message 5 of 9
AlanGJP
Established Contributor

Re: Curious - Anyone get a X1 CLI Yet?

No, but haven't requested one either. Curious if anyone gets one how it went.

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Last Updated: 2023/11/09
Message 6 of 9
RootDet
Established Contributor

Re: Curious - Anyone get a X1 CLI Yet?

I was told they don;t accept CLI requests when I asked. you wait for them to determine an adjustment is warranted. 





Message 7 of 9
bilwilvegas
Regular Contributor

Re: Curious - Anyone get a X1 CLI Yet?

When I first got my X1 card on 1/5/2022 they gave me a $29,000 SL.  About 2 weeks later I texted their support line and asked about a CLI and they told me they would look into it and get back to me.  A few days later I received an email with a new CL of $40,000.  I have had that ever since.  I put a fair amount of spend on the card every month (highest was $65,000 and the lowest month was $35,000).  About a month ago I texted again asking about another increase and was told "Your limit will update automatically as you make on-time payments and if your income increases".  I pay the balance in full daily as the charges show up and my income is more than sufficient to warrant a CLI.  I am hoping that as I approach the 6 month mark the account may be reviewed for an increase at that point, or maybe 12 months in.  I have contemplated only making 1 or 2 payments per month to let the balance run up more.  My thought is paying daily may cause them to think I do not need the higher CL.

 

I do really like their reward structure as I spend quite a bit on the airlines they include and getting 3 cents plus new points on each purchase is nice to get.

Message 8 of 9
DAC213
Valued Member

Re: Curious - Anyone get a X1 CLI Yet?

It is a soft pull. Some folk have gotten CLI's from X1' cc.

Message 9 of 9
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