Current List

[Neutron]

Is there a current list of which credit cards are SP and which are HP for CLI?  I searched but cannot find anything.  Specifically interested in Alliant, Lowes, NFCU, AMEX, Home Depot, Nordstroms, Discover, Cap One, Kohls, Best Buy Visa, Macys.    If you have any info on any of those specific cards I would appreciate it.   Thank you.

[silver_idle]

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@Neutron wrote:

Is there a current list of which credit cards are SP and which are HP for CLI?  I searched but cannot find anything.  Specifically interested in Alliant, Lowes, NFCU, AMEX, Home Depot, Nordstroms, Discover, Cap One, Kohls, Best Buy Visa, Macys.    If you have any info on any of those specific cards I would appreciate it.   Thank you.

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AMEX only do SP for CLI. Home Depot and Besy Buy uses CitiBank, which from my knowledge, do HP for CLI. Capital One (including Kohls, which uses capital one) do a SP for a CLI. Lowes uses Synchrony, which does a SP. Alliant from my knowledge do a SP. I dont know about Macys. Someone else may chime in on but I dont know if there is a specific list on this forum to show who does what but if it is I wouldnt know how up to date it may be.

[Anonymous]

Alliant CLI request = HP

[Anonymous]

Recent DPs for awhile now indicate NFCU CLI requests are sp IF you request via mobile app or web site request and hp if you call in to a csr.  

ETA:  https://ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-Thread-for-CLI-and-Additional...

[chiefone4u]

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@Neutron wrote:

Is there a current list of which credit cards are SP and which are HP for CLI?  I searched but cannot find anything.  Specifically interested in Alliant, Lowes, NFCU, AMEX, Home Depot, Nordstroms, Discover, Cap One, Kohls, Best Buy Visa, Macys.    If you have any info on any of those specific cards I would appreciate it.   Thank you.

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In my experience, Lowe's, Discover, Kohls, Capital One, and Macy's have been SP when requesting online (I've never called to request CLI, so no available DP from me).

Home Depot has been a HP both time's I've requested one.

With my response and the responses of other's (at time of typing) that leaves Nordstrom as the unanswered, should be able to search "Nordstrom CLI" and find an answer. 

[K-in-Boston]

Macy's is a SP if you request online for sure.  Just to confirm personal data points that others have mentioned, Lowe's SP, NFCU has been a SP when requesting online for a while now, Amex doesn't generally pull at all and will use one of the SPs they did to give you an EX 08 score, Home Depot assuming it's the consumer CBNA card definitely HP, Discover SP but they will warn in the rare case they need a HP, CapOne SP, Kohl's SP, Best Buy HP unless you were targeted to ask for a CLI.  No experience with Alliant or Nordstrom.