DC Power VISA

[credit_is_crack]

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@kdm31091 wrote:

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@Anonymous wrote:

This would be my first vanity pick up and I want it bad but I'm committed to my gardening until February goal. Maybe I can make this card my reward card for successfully gardening for the first time. My BK will be off TU in February (due to EE) which bodes well. 

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It just came out, it's not like it's going anywhere. Your Discover covers 3% on everything for a year anyway which means it's equal or better than this card. There's no harm in waiting until February. I know that doesn't help when you want it, just trying to help you stay strong, lol.

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@kdm31091 is a better person than me 

[credit_is_crack]

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@AverageJoesCredit wrote:
Lol, this might be first Flavor of The Month that actually takes a full month before we can even post results of the tasting

I wonder if UMB wants blood samples?😄

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LMAO that would one special FOTM 

[credit_is_crack]

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@AverageJoesCredit wrote:
Oh sorry.....

@Mahraja
@K-in-Boston
@Gmood1
@12njoy
@FinStar

Lowballers:

@AverageJoesCredit
@Anonymous
@joltdude
@Anonymouslol

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@M_Smart007 might take a stab at a classic piece of americana, and come out with a Win with his baller Amex status! 

[12njoy]

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@pizza1 wrote:

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@credit_is_crack wrote:

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@Anonymous wrote:

I see there is some nice interest in this card as a vanity pick up so I don't feel so bad now lol. 

Sucks that they are all manual review so far. I will be curious to see how these apps shake out. I do hope it's not the usual ultra conservative UMB here -- the way the card's APRs are set seems to suggest looser UW. 

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I'm no stranger to vanity pickups so NO judgements from me!  It's still early but looks like a solid benchmark would be if @Mahraja, @FinStar or @12njoy applied and got the pending message, we could confidently say UMB isn't doling out any instant approvals. 

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@CreditCuriosity is also no stranger to vanity pickups, LOL..But lets ping the ballers again.. @Mahraja@FinStar @12njoy  and get some real data points!!

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Thanks Pizza.  While it's tempting, I'm going to have to let this one go.  It'll have to be something that I can say I have a good shot at and looking through the reviews thus far, I'm thinking my odds are very slim.  Not a good strategic move for me right now, but again, thanks for the heads up 

[12njoy]

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@AverageJoesCredit wrote:
Oh sorry.....

@Mahraja
@K-in-Boston
@Gmood1
@FinStar

Lowballers:

@AverageJoesCredit
@Anonymous
@joltdude
@Anonymouslol
@12njoy 

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[12njoy]

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@credit_is_crack wrote:

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@Anonymous wrote:

I see there is some nice interest in this card as a vanity pick up so I don't feel so bad now lol. 

Sucks that they are all manual review so far. I will be curious to see how these apps shake out. I do hope it's not the usual ultra conservative UMB here -- the way the card's APRs are set seems to suggest looser UW. 

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I'm no stranger to vanity pickups so NO judgements from me!  It's still early but looks like a solid benchmark would be if @Mahraja, @FinStar or @12njoy applied and got the pending message, we could confidently say UMB isn't doling out any instant approvals. 

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Thanks for the heads up.  I would undoubtedly get the pending message.

[12njoy]

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@credit_is_crack wrote:

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@Anonymous wrote:

I see there is some nice interest in this card as a vanity pick up so I don't feel so bad now lol. 

Sucks that they are all manual review so far. I will be curious to see how these apps shake out. I do hope it's not the usual ultra conservative UMB here -- the way the card's APRs are set seems to suggest looser UW. 

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I'm no stranger to vanity pickups so NO judgements from me!  It's still early but looks like a solid benchmark would be if @Mahraja, @FinStar or @12njoy applied and got the pending message, we could confidently say UMB isn't doling out any instant approvals. 

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I picked these 3 up last month.  BB&T and Key Bank both went pending.  I didn't expect either but they came through anyhow.  The wait is so painful at times   I think this will do me for the remainder of this year.  Looking forward to next year when I get to ditch these student loans that's weighing me down.  I'll jump out at so much more then.

BB&T Rewards Visa				$9,000
Apple Card Mastercard				$8,000
Key Bank Cash Rewards Mastercard				$7,500

[K-in-Boston]

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@CreditCuriosity wrote:

dont think that is one for k-in-boston, but i did forget about gmood he is one I forgot that loving collecting, but usually he wants a bonus attached for his application

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Correct.  I don't superhero, I don't cash back unless it's 5% or has reliable permanent BT offers (see BOA, Discover, Cash+, all CU cards, and all store cards in my signature), and I want a nice SUB.  

[AverageJoesCredit]

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@credit_is_crack wrote:

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@AverageJoesCredit wrote:
@credit_is_crackcan you post number you called? I didnt screen shot the banner. Thanks ill call tomorrow to let them know i applied and not Rupert

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@AverageJoesCredit, it was 833-299-1029

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Thanks buddy

[AverageJoesCredit]

Nobody earns more Frequent Flier Miles than Superman @K-in-Boston ! Thats a fact and if you carry a Superman card by proxy you carry an Amex

Yeah, i just Lois Laned, Jerry Seinfeld ya and it felt wonderful🙋‍♂️😁