While I've got all the reward bases covered above what this card offers, having Harley Quinn in my wallet is a provocative thought 😜
I'm still going to wait for some data points to show up before considering this. NTM there's Chase cards I want that would actually be useful...
Then there's that whole thing about swearing to myself to garden until late 2020 when my AAoC will be over 4 years.
@12njoy wrote:
@credit_is_crack wrote:
@Anonymous wrote:I see there is some nice interest in this card as a vanity pick up so I don't feel so bad now lol.
Sucks that they are all manual review so far. I will be curious to see how these apps shake out. I do hope it's not the usual ultra conservative UMB here -- the way the card's APRs are set seems to suggest looser UW.
I'm no stranger to vanity pickups so NO judgements from me!
It's still early but looks like a solid benchmark would be if @Mahraja, @FinStar or @12njoy applied and got the pending message, we could confidently say UMB isn't doling out any instant approvals.
I picked these 3 up last month. BB&T and Key Bank both went pending. I didn't expect either but they came through anyhow. The wait is so painful at times
I think this will do me for the remainder of this year. Looking forward to next year when I get to ditch these student loans that's weighing me down. I'll jump out at so much more then.
BB&T Rewards Visa $9,000 Apple Card Mastercard $8,000 Key Bank Cash Rewards Mastercard $7,500
Lol! Weighing you down has to be the biggest understatement of the year w/ over 1 million in credit.
@AverageJoesCredit wrote:
Oh sorry.....
@Mahraja
@K-in-Boston
@Gmood1
@12njoy
@FinStar
Lowballers:
@AverageJoesCredit
@Anonymous
@joltdude
@Anonymouslol
This is just evil @AverageJoesCredit you need a lex luthor/Joker card. I want it so bad, but i'm pretty sure if they are conservative and a TU pull, i'm a no go.
@tcbofade wrote:
@AverageJoesCredit wrote:
Oh sorry.....
@Mahraja
@K-in-Boston
@Gmood1
@12njoy
@FinStar
Lowballers:
@AverageJoesCredit
@Anonymous
@joltdude
@AnonymouslolSomehow, I'm thrilled to death that I didn't make EITHER list....
Good luck to those who are going for it... I'll grant you it's cool looking... but I don't see any benefit in it for ME.
Good luck to y'all tho!
The card is just so awesome looking... Yes, i'm one of those. Hence the Spiderman marvel card i rarely use.
@AverageJoesCredit wrote:
Lol, this might be first Flavor of The Month that actually takes a full month before we can even post results of the tasting
I wonder if UMB wants blood samples?😄
Forgot about banco de brazil already? lol
I think they'd get a lot more applicants if they had Gal Gadot on the Wonder Woman card.
@Anonymous wrote:
@SouthJamaica wrote:I think they'd get a lot more applicants if they had Gal Gadot on the Wonder Woman card.
Never under estimate the power of my fellow nerd brethren LOL
Even through the anonimity of MyFICO, we know our own kind.. 🤓
@Anonymous wrote:
@tcbofade wrote:
@AverageJoesCredit wrote:
Oh sorry.....
@Mahraja
@K-in-Boston
@Gmood1
@12njoy
@FinStar
Lowballers:
@AverageJoesCredit
@Anonymous
@joltdude
@AnonymouslolSomehow, I'm thrilled to death that I didn't make EITHER list....
Good luck to those who are going for it... I'll grant you it's cool looking... but I don't see any benefit in it for ME.
Good luck to y'all tho!
The card is just so awesome looking... Yes, i'm one of those. Hence the Spiderman marvel card i rarely use.
Mine is Ironman.... and I'm still blaming @Anonymous for it.