DC Power VISA

[FinStar]

---

@coldfusion wrote:

---

@coldfusion wrote:

---

@AverageJoesCredit wrote:
@pizza1
@credit_is_crack
@Anonymous

Hey guys and Gal, yes i got the first letter, just received my denial letter

EXCESSIVE CREDIT REVOLVING ACCOUNTS

Uhm, what do you mean, i though 27 was not enough

RIP UMB DC

---

Who do they think they are, FirstTech CU? 

I read about the cards when they first came out but as soon as I saw UMB I decided I wasn't even going to vanity app.  I have way too many new accounts for their taste.

---

I said the hell with it and just burned an INQ as I wanted to see what would happen and don't otherwise have any potential targets until around May if I decide to seek a replacement for my CMB Crystal.  As I pretty much expected, instant HP on TU and a "we'll get back to you" message.

---

Let us know how this turns out for ya @coldfusion.  Fingers crossed!

[coldfusion]

Oh, I will, as I'm interested in the outcome.   

Inofar as TU INQ I am 3/6 and 5/12 with as of yet 11 new accounts reporting (2 not yet reporting) in 2019, which for me is a big dropoff from both 2017 and 2018.  DTI is in the single digits even with a vehicle loan just starting to report last month.

[Anonymous]

I thought I smelled a dead horse. lol

The "we'll get back to you" isn't exactly as thrilling as "Instantly Approved" either. So that combined with their weird algorithm that hates people with a ton of cards and 20 new accounts is a, "I'll apply later when I've got the cards I really want".

[coldfusion]

[AverageJoesCredit]

Hi Marty🙋‍♂️

[JR_TX]

L O L

[coldfusion]

Still nothing.   I don't know if that's a good sign or not. 

I don't really want to call in either just yet either, it's as if I would be spoiling the surprise. 

[FinStar]

The suspense is killing me @coldfusion 😆

[Remedios]

@coldfusion  You applied for this card? 😐

[coldfusion]

---

@Remedios wrote:

@coldfusion  You applied for this card? 😐

---

I'm laughing out loud...I most certainly did.   2nd time this year I did a vanity app, the 1st one was in a thread talking about all of the cobranded branded cards nobody knew were issued by Commerce Bank.