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DC Power VISA

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Remedios
Credit Mentor

Re: DC Power VISA


@coldfusion wrote:

@Remedios wrote:

@coldfusion  You applied for this card? 😐


I'm laughing out loud...I most certainly did.   2nd time this year I did a vanity app, the 1st one was in a thread talking about all of the cobranded branded cards nobody knew were issued by Commerce Bank. 


Be prepared for a lecture, unless you picked Wonder Woman

But still 😐

Message 261 of 382
coldfusion
Credit Mentor

Re: DC Power VISA

I guess I better prepare myself for a lecture Smiley LOL

HeartHeartHeart

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 262 of 382
Remedios
Credit Mentor

Re: DC Power VISA

@coldfusion  This card is as exciting as my life. You might as well buy it a mini couch and have it type all day long how much it's wallet sucks. 

The only way you can redeem yourself is by using it to pay for cow and beer.

Also 😮🤚😐🤦‍♀️😒

Message 263 of 382
coldfusion
Credit Mentor

Re: DC Power VISA

DId somebody say beer? 

 

I hear they have good beer in Seattle.   I don't mean Budweiser brewed in Merrimack NH either. 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 264 of 382
coldfusion
Credit Mentor

Re: DC Power VISA

Informed Delivery shows 2 letters coming from Card Services in Kansas City.  There's just enough bleedthrough that I can tell that they're 2 different letters and not a USPS error showing the same image twice.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 265 of 382
AverageJoesCredit
Legendary Contributor

Re: DC Power VISA

Expect a letter saying they received your app, and another on denial. If you get approved ill be happy for ya but ill quite credit!Smiley Happy
Message 266 of 382
coldfusion
Credit Mentor

Re: DC Power VISA


@AverageJoesCredit wrote:
Expect a letter saying they received your app, and another on denial. If you get approved ill be happy for ya but ill quite credit!Smiley Happy

That would explain the 2 letters then.  Never having any kind of interaction with UMB before I had no idea of what to expect.

 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 267 of 382
Anonymous
Not applicable

Re: DC Power VISA

I eagerly await the resaons for denial, or approval as both DPS are helpfull in determing how to approach these people...

Message 268 of 382
JR_TX
Valued Contributor

Re: DC Power VISA

Cueing the drumroll.......

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 8y1m | UTIL 1% - 4% | $300K+ Total Limits

Message 269 of 382
Remedios
Credit Mentor

Re: DC Power VISA

I would send them five envelopes back, then again, I dont handle rejections well 👸



Message 270 of 382
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