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DCU Freakin ROCKS!!!

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CreditCrusader
Valued Contributor

DCU Freakin ROCKS!!!

Holy cow...I am speechless about how this CU has rolled out the red carpet for us!

 

First, we opened checking and savings with them...effortless process, PLUS direct deposit available two days early Smiley Happy

 

So last night, I decide to apply for their Platinum VISA (no rewards...lower APR more beneficial to me) and TWO re-fi's for 2011 and 2012 vehicles that were previously assigned an interest rate of 9%.

 

The results?

 

Platinum VISA - APPROVED...$5,000 CL and 9.5% APR!

 

Re-fi's - APPROVED...1.99% interest on both...reduced the number of payments by a full YEAR...plus monthly payments reduced by over $100/month!

 

This CU ROCKS!!!!!  Smiley Happy

In my wallet: Local Credit Union $25,000, Northwest Bank VISA $25,000, AMEX BCP $10,000, Discover IT $10,000
Message 1 of 11
10 REPLIES 10
Ron1
Super Contributor

Re: DCU Freakin ROCKS!!!

Congrats!!!!

 

 

Ron.

Message 2 of 11
CreditCrusader
Valued Contributor

Re: DCU Freakin ROCKS!!!

Thank you!

Didn't you join DCU recently as well? How did that shake out?
In my wallet: Local Credit Union $25,000, Northwest Bank VISA $25,000, AMEX BCP $10,000, Discover IT $10,000
Message 3 of 11
CreditCrusader
Valued Contributor

Re: DCU Freakin ROCKS!!!

My bad...just saw your thread Smiley Happy
In my wallet: Local Credit Union $25,000, Northwest Bank VISA $25,000, AMEX BCP $10,000, Discover IT $10,000
Message 4 of 11
ReaLiLJ
Regular Contributor

Re: DCU Freakin ROCKS!!!

hehehe It is why always recommend DCU to othersdon't know why it's been so much bad feedback from new recent consumers on DCU when trying to get on board with them!! ;\
Congrats though on your success+experience with DCU! Smiley LOL They are very generous, and I have noticed that when you direct deposit your check 100% with them, they become even more generous to you! -LJ

20 Years & 1 Month Young; Total Income: $53k (Credit History): 1.9 years AAOA: 1.0 years
Fico Scores: Exp: 725 (12/4) EQ: 703 (11/13) TU: 736 (12/6) Total Credit Available: 89k
Wallet: AmEx Plat- NPSL | AmEx BCP $10.5K | BestBuy SC $10k | Duck Card $8k | BoFA CR Plat Plus Sig. $5k | Discover IT $6k | Chase Freedom Sig. $7k | CSP Sig. $5k | USBank Cash+ Sig. $5k | Barclays R MC $5k | Chevron Visa $5k | BR Visa $5k | Walmart Discover $4k | DCU Plat Visa $3k | QuickSilver CR $3k | Macy's Store CC/Macy's Amex $2.5k/$3k | BML $1.2k | Citi Divi Plat Visa $500
Open Loans: Sallie Mae SL: ($5.6k) (Def.) Car Loan (Red Devil FR-S): $20k/33k Remaining -Will Pay Off in 2yrs. Advice Welcomed!
Message 5 of 11
Mike_C
Administrator Emeritus

Re: DCU Freakin ROCKS!!!

Congrats.

 

Am I showing my geeky side when I thought you were referring to DC Universe?

Message 6 of 11
MsLadyRover
Valued Contributor

Re: DCU Freakin ROCKS!!!

Very nice!! Congratulations!

It seems to me that DCU is trying to rank up there with NFCU.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Message 7 of 11
CreditCrusader
Valued Contributor

Re: DCU Freakin ROCKS!!!

I think they are better because virtually anyone can join, but I do like that NFCU is good to vets. No one deserves it more.
In my wallet: Local Credit Union $25,000, Northwest Bank VISA $25,000, AMEX BCP $10,000, Discover IT $10,000
Message 8 of 11
hot4u
Established Contributor

Re: DCU Freakin ROCKS!!!

Awesome and congrats to the Family. Wait till you scan checks to deposit. All banks should be that easy..


(Chase)- Freedom, CSP®, United MileagePlus® Explorer, Marriott Rewards® Premier, Penfed cash+ rewards/Promise/Defender.
Amex’s- BCE, Hilton, SPG®, PRG® and Blue®, NFCU Cash Rewards, FHB Destinations World Elite.
- Amex Centurion,(Citi) Executive/Platinum® Advantage


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Message 9 of 11
CreditCrusader
Valued Contributor

Re: DCU Freakin ROCKS!!!

Thank you! Agree about the banks.
In my wallet: Local Credit Union $25,000, Northwest Bank VISA $25,000, AMEX BCP $10,000, Discover IT $10,000
Message 10 of 11
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