@CYBERSAM wrote:
@AverageJoesCredit wrote:
@CYBERSAM wrote:You can get DCU Platinum with SP once your score is high enough and you have been with them for few months!
Link would show up as pre-approved and you'll get around 10K with SP.
DCU site is changing and credit card may change soon after!
Lol, where do i find this? Ive been with them almost a year and all i get is crickets
. Ill probably receive an offer about the same time i receive a PF offer
. Unfortunately im not in demographic....people with money lol. I guess at least i can tell people i live in the DCU 🦸♂️
As of now they are showing offers with gold button! That means pre-approved! You should at least have one for 2K 10% Loan. If you have that for Credit Card, it means SP. If offers are not pre-approved then it would show in Green apply button!
Ill check but after being denied a cc for 2nd time ive basically given up on DCU. They are not interested in my profile Good info though Sam
@AverageJoesCredit wrote:
@CYBERSAM wrote:You can get DCU Platinum with SP once your score is high enough and you have been with them for few months!
Link would show up as pre-approved and you'll get around 10K with SP.
DCU site is changing and credit card may change soon after!
Lol, where do i find this? Ive been with them almost a year and all i get is crickets
Contrary to this statement, there are plenty of DCU customers with low incomes who have received and accepted CC, auto loan, personal loan offers, etc. As you stated, you're not on their radar for whatever factors may be of consideration -- potentially your income in relation to very high debt (DTI)? But, low incomes in it of themselves have not stopped DCU from yielding decent offers and/or approving folks, it's all profile-specific.
@FinStar wrote:
@AverageJoesCredit wrote:
@CYBERSAM wrote:You can get DCU Platinum with SP once your score is high enough and you have been with them for few months!
Link would show up as pre-approved and you'll get around 10K with SP.
DCU site is changing and credit card may change soon after!
Lol, where do i find this? Ive been with them almost a year and all i get is crickets
Contrary to this statement, there are plenty of DCU customers with low incomes who have received and accepted CC, auto loan, personal loan offers, etc. As you stated, you're not on their radar for whatever factors may be of consideration -- potentially your income in relation to very high debt (DTI)? But, low incomes in it of themselves have not stopped DCU from yielding decent offers and/or approving folks, it's all profile-specific.
This is true @FinStar . Its a bad habit of mine lol but i understand your point and sorry if it came out wrong. Definetly the dti and high debt with me. I actually just signed in and there was the quick loan option available to me though i wont take it or try due to not wanting to add more debt. Ill be sure not to bring up my income in future post as its not relevant and everone has there own journeys. Cheers.
Did get an approval, will be posting DP's in the Approvals Board.
