We did file Chapter 7 BK. Also, I applied online. We have been limited to what we could apply for because both B of A and Chase were IIB. We had a Target store card that had no balance when we filed, so that helped us rebuild and turned into a Visa in 10/07. Then in January, I got a pre-approval for WAMU and went for it and got it. I then went for the Discover More in April. I am planning on just sitting on these cards and letting them grow for now. I don't want too many apps.
