@B335is wrote:
@bigblue7722 wrote:
I can't remember who they pulled for me I want to say eq. My score was 670 plus at the time. Discover is weird with approvals. They offer joint cards to people. They offer secured cards. It's kinda like a crap shoot. I couldn't tell you why someone would get offered a secured card or the joint.
Discover really is weird. From what I can figure out:
1) They can be good with aged negs if you have no recently opened accts.
2) They will approve with a completely clean CR.
It took me 3 attempts to finally get one (they only approved when EQ was entirely clean and score was mid-700's), but it has been in the drawer for about 4 months now. There's better rewards cards.
When i was approved i didnt have too many inq on EQ just like 3 or 4. I only had one year of history with credit cards and like a 7 year history with student loans. I also had ten plus 90 day lates on the student loans ranging from like 1 and a half years ago to like 3 years ago or so. I live at home So i pay no rent and own my own car which really helps my DTI a lot. plus I have no CC debt. Idk Discover put a bad taste in my mouth after not giving me the sign up bonus. I applied for the card like a week before they offered the 150 back for 750 spend. Chase on the other hand I got approved like 2 weeks before the 200 deal and they gave it to me no problem. Im sure there would have been a way to get it to work.
AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000
Last app July 22nd 2015- No apps for two years.
