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Daily Drivers

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OmarR
Established Contributor

Re: Daily Drivers


@Pikaboo-icu wrote:

@Anonymous wrote:
I carry all of my cards !
Every one of them has its place in my wallet.

Oh my gosh! Thank you..

I read through this thread thinking "I must be a lunatic"  LOL  001 CrazyGuy.gif

I carry ALL my cards... Ya just never know what you might need..


I am half/half. If I closed out my SD'ed cards, I would be 75% daily carry:

 

In my wallet everyday:

 

Amex BCP        - 6% Groceries

Vantage VISA - 5% Dining (Restaurants & Fast Food)

USBank+           - 5% Dept Stores & Sporting Goods Stores

Paypal MC        - 3% Non-Category Spend

UBER VISA        - 3% Travel (I might close this one. I RARELY travel)

 

Hidden in my vehicles:

 

Fort Knox VISA - 5% Gas

USAA Amex        - 5% Gas

 

Stays at home:

 

Wife's Vantage VISA - 5% Utilities

Discover IT                   - 5% Wholesale clubs % Amazon (during their quarters)

 

Sock Drawered:

 

USAA Unlimited VISA - 2.5% Non Category

Citi Double Cash MC  - 2.0% Non Category

Chase Freedom             - 5% Categories (PC'ed from Unlimited)

 

 

 EQ=850   TU=848     EX=846       0/24       UTIL=$1      AZEO

Message 41 of 49
Shooting-For-800
Senior Contributor

Re: Daily Drivers

Venture - Visa Sig

Savor - WEMC

Uber - Visa Sig

Propel - Amex

Discover goes in and out

The rest get rotated or with my wife or are on my phone or computer

 

I do not carry an ATM card but I always have $200 in cash.

 

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 42 of 49
MrDFinance
Established Contributor

Re: Daily Drivers

I have a nice 8 slot bi fold wallet and I carry everything with the "Sock Drawer" cards in back slots....
Message 43 of 49
Anonymous
Not applicable

Re: Daily Drivers

Navy Flagship

Discover It

Amex PRG

Message 44 of 49
Anonymous
Not applicable

Re: Daily Drivers

Except for those with very few cards (say 4 or less), I really don't get the point of carrying ALL your cards.    "Geographic diversity" makes sense, if you lose your wallet, you want at least one card somewhere else to use until the replacements arrive.

 

 

Message 45 of 49
staticvoidmain
Established Contributor

Re: Daily Drivers

I used to carry all my cards in my wallet until just recently, because I only have like, 6 cards. One day, I just realized I do not really use the other cards. Sock drawer they went, literally. Now I just use a thin minimalist front wallet. It makes me happier.

 

Paypal, Costco, Amazon (backup) = wallet

Amex, Sam's Club, Quicksilver = drawer

 

I was debating between the Amazon vs Amex as backup, but due to obsessive compulsiveness, I chose to SD the Amex, because together with Sam's and QS (custom inage), they have the older style, embossed card numbers. Plus the Amazon Visa looks great, being metal and all. My take on this is, card design DOES matter.

Message 46 of 49
wasCB14
Super Contributor

Re: Daily Drivers


@Anonymous wrote:

Except for those with very few cards (say 4 or less), I really don't get the point of carrying ALL your cards.    "Geographic diversity" makes sense, if you lose your wallet, you want at least one card somewhere else to use until the replacements arrive.


I agree. I carry most, but keep BCE/Arrival/Hyatt separate.

 

I'd probably carry fewer...at least when not traveling...but stuff would fall out of my stretched old wallet if it wasn't full!

 

Maybe it's time to replace it...

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 47 of 49
Pikaboo-icu
Valued Contributor

Re: Daily Drivers


@Anonymous wrote:

Except for those with very few cards (say 4 or less), I really don't get the point of carrying ALL your cards.    "Geographic diversity" makes sense, if you lose your wallet, you want at least one card somewhere else to use until the replacements arrive.

 

 


I may just get the urge to shop for something and so I might need a specific card.

That said; I have NEVER, in my life, lost a wallet, set of keys or the like. Never.

My husband has lost both, on different occasions, numerous times and most were never found.

He gets to carry 2 cards plus his debit card. LOL

 

I carry another very sensitive item in my handbag. This is for personal defense so it's always at my side when I'm not at home.

This makes me extremely aware of the location of my bag & wallet. 

Oddly, I believe my cards are more safe on my person. AAshrugs.gif

  


Message 48 of 49
shoegal
Valued Contributor

Re: Daily Drivers

I mostly use the PayPal 2% on everything, plus 3% when use with business debit.

 

For restaurants, the Uber Visa or Discover on the restaurants quarter. And, BCP for groceries.


Message 49 of 49
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