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Hey Everyone - so I'm conisdering getting an AMEX Green just for the SUB and to replace my CSR in the general "travel" category for a while. I am not sure I'll actually keep it past the first year but checking it out.
Does anyone have it? Been able to use the Loungebuddy credit?
I recognize there is a lot of overlap with my collection but wanted to get some thoughts. I could always use and extra 50K MR for 2k spend!
@CBartowski wrote:Hey Everyone - so I'm conisdering getting an AMEX Green just for the SUB and to replace my CSR in the general "travel" category for a while. I am not sure I'll actually keep it past the first year but checking it out.
Does anyone have it? Been able to use the Loungebuddy credit?
I recognize there is a lot of overlap with my collection but wanted to get some thoughts. I could always use and extra 50K MR for 2k spend!
It doesn't seem like a good idea to me
You already have 2 Amex charge cards
Since you value your MR points you should protect your relationship with Amex
Amex frowns on people opening a card for the SUB , then closing it a year later
@CBartowski wrote:Hey Everyone - so I'm conisdering getting an AMEX Green just for the SUB and to replace my CSR in the general "travel" category for a while. I am not sure I'll actually keep it past the first year but checking it out.
Does anyone have it? Been able to use the Loungebuddy credit?
I recognize there is a lot of overlap with my collection but wanted to get some thoughts. I could always use and extra 50K MR for 2k spend!
The Loungebuddy credit is nearly useless if you have the CS Plat; it gets you into 99+% of the Loungebuddy lounges. Maybe you could use it for a family member (buy access for them). Ditto the CLEAR credit, it's pretty useless if you have an AMEX Platinum, except maybe paying for someone else's CLEAR.
If you're *ditching* the CSR it's a reasonable replacement, since in effect you're reducing the effective annual fee from $250 to $150, and you have the same earning structure, except in AMEX MR instead of Chase UR. I did some retrospective looks at my spending over the last few years and found that IF (big if) I used MR for a value at around 1.7 cpp on airline tickets, I can justify AMEX Green's AF over a vanilla 2% cashback card, by a decent margin, even at a $150 AF (zero value from the Loungebuddy and CLEAR credits, though I find I got some decent AMEX offers on travel over the years). If you are similar that could be the logic you use to justify it for a year or two. Might also help as a way to wait for another CSR/CSP SUB and still rake in points.
Green actually works well to replace CSR, especially if you have a range of hotel brands, parking, rental car, etc. I agree that it should be a two year commitment. The 50k MR goes a long way toward those AF. And if you close the CSR, there's your AF offset anyhow.
I don't see it as a good move, even setting aside the part where you close it in a year. The Green is a good alternative to the CSR if you don't have the Platinum or Gold.
The only benefit you're reaping is 50k in MR points, and after Year One, the card becomes worthless since the Platinum/Gold combo have better multipliers. As mentioned, cancelling the card after Year One could land you in Pop-Up Jail.
Green:
3x Dining (4x on Gold)
3x Travel (5x on Air/Hotel on Platinum)
3x Transit (This might be a selling point)
Clear Credit (unless it's for Player 2, you have $179 on the CS Plat)
Lounge Credit (pretty much covered by Platinum and built in)
Trip Delay, FX, Car Rental, Insurance, etc. (all covered by other Amex cards)
@MasonK wrote:I don't see it as a good move, even setting aside the part where you close it in a year. The Green is a good alternative to the CSR if you don't have the Platinum or Gold.
The only benefit you're reaping is 50k in MR points, and after Year One, the card becomes worthless since the Platinum/Gold combo have better multipliers. As mentioned, cancelling the card after Year One could land you in Pop-Up Jail.
Green:
3x Dining (4x on Gold)
3x Travel (5x on Air/Hotel on Platinum)
3x Transit (This might be a selling point)
Clear Credit (unless it's for Player 2, you have $179 on the CS Plat)
Lounge Credit (pretty much covered by Platinum and built in)
Trip Delay, FX, Car Rental, Insurance, etc. (all covered by other Amex cards)
This is the conclusion Im coming to as well. The main selling point for me was the 3x on general travel. BUT I was mainly valuing the MR transfer to AA through BA but now I noticed UR can do the same sooo I'm less interested in the green.
Thanks everyone!
@MasonK wrote:I don't see it as a good move, even setting aside the part where you close it in a year. The Green is a good alternative to the CSR if you don't have the Platinum or Gold.
The only benefit you're reaping is 50k in MR points, and after Year One, the card becomes worthless since the Platinum/Gold combo have better multipliers. As mentioned, cancelling the card after Year One could land you in Pop-Up Jail.
Green:
3x Dining (4x on Gold)
3x Travel (5x on Air/Hotel on Platinum)
3x Transit (This might be a selling point)
Clear Credit (unless it's for Player 2, you have $179 on the CS Plat)
Lounge Credit (pretty much covered by Platinum and built in)
Trip Delay, FX, Car Rental, Insurance, etc. (all covered by other Amex cards)
5x hotels requires prepaid hotels using the AMEX portal, and for a lot of hotels you are hosed on status benefits unless you use the chain portal. For Marriott/Hilton earning using the portal is FHR only. Earning on Marriott/Hilton/Hyatt/Hotels.com is a significant part of my rebate on spend, using the AMEX portal largely nukes that. Trading 10% Hotels.com rebate or 6.25x Hyatt as an Explorist for 2x MR is a "no sale" for me.
3x travel also means 3x car rental, carshares, rideshares, ferries, cruise lines, trains, parking, and POSTpaid hotels to go with transit (and won't hose you if you use the chain website and pay with a Green). It's a very broad category.
That being said, whether $150 AF beats earning on something like a no AF 2% card (or even just putting it on a Platinum) is a math problem and might not apply to people who don't spend much in travel categories. I still think the Green is a reasonable alternative to a CSR- the extra AF cash outlay for the CSR gets you some useful stuff (primary car rental insurance, Chase "trifectas" with PYB, better travel insurance, PP restaurants).
@CBartowski wrote:
@MasonK wrote:I don't see it as a good move, even setting aside the part where you close it in a year. The Green is a good alternative to the CSR if you don't have the Platinum or Gold.
The only benefit you're reaping is 50k in MR points, and after Year One, the card becomes worthless since the Platinum/Gold combo have better multipliers. As mentioned, cancelling the card after Year One could land you in Pop-Up Jail.
Green:
3x Dining (4x on Gold)
3x Travel (5x on Air/Hotel on Platinum)
3x Transit (This might be a selling point)
Clear Credit (unless it's for Player 2, you have $179 on the CS Plat)
Lounge Credit (pretty much covered by Platinum and built in)
Trip Delay, FX, Car Rental, Insurance, etc. (all covered by other Amex cards)
This is the conclusion Im coming to as well. The main selling point for me was the 3x on general travel. BUT I was mainly valuing the MR transfer to AA through BA but now I noticed UR can do the same sooo I'm less interested in the green.
Thanks everyone!
Keep in mind that to get 5x on hotels you need to prepay through Amex Travel, which introduces potentially more restrictive cancellation policies, as well as a potential nonrecognition of elite benefits for some hotel programs (IHG I think has the right to refuse perks if you book through a third party).
UR will transfer to BA, but last I checked Chase doesn't run transfer bonuses as often as Amex does.
LoungeBuddy when you already have Schwab is pretty useless.
- Few lounges accept it
- Most that do take Platinum and include a free guest for Platinum
- Even if it gets you a free guest somewhere Platinum doesn't, the amenities will often be primitive
CSR's inclusion of Priority Pass restaurants (which Amex excludes) is more likely to be useful than LoungeBuddy.
my spouse recently got an amex green corporate card.
i know that the amex green card offers annual satement credit for the CLEAR airport security. Does the corporate amex green offer the same benefit too?
@batsy71 wrote:my spouse recently got an amex green corporate card.
i know that the amex green card offers annual satement credit for the CLEAR airport security. Does the corporate amex green offer the same benefit too?
No, the Corporate Green is just a payments processing card for your employer. Since you are not paying the AF, there's no similar lounge and Clear credit as with personal Green.
Now, if you get promoted, or can convince your employer to get Corporat Platinum, that should raise your travel status substantially, and you aren't paying the AF