Decision On Overstock Card [Closed]

[baller4life]

Thanks Magic! I started a thread on Ebates. Considering apping it. I need some deets on it.

[MyDataMyChoice]

The benefit to keeping it open.... once you close it you probobly wont get a SP Open Again.. (popup) not for a while anyway...

and you could use it to ride a large purchase 

• 6, 12, 18 and 24 month financing options are available*

[CreditMagic7]

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@JTC403 wrote:

The benefit to keeping it open.... once you close it you probobly wont get a SP Open Again.. (popup) not for a while anyway...

and you could use it to ride a large purchase 

• 6, 12, 18 and 24 month financing options are available*

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True enough. It does has it's benefits for many. For me Ebates Visa firstly eliminates the O-Rewards AF as well as offers percentages of CB for purchasing with the Ebates Visa and so for me it's about RETURN in real dollars more than rolling a balance for a period of time.

[CreditMagic7]

One more thing of special note for anyone's comparison.

The now closed Overstock store card sported the highest APR of ALL my entire lineup from start to finish at 26.99% and that's before the Fed Rates Hike.

Needless to say and in spite of the fact that they do have 0% offers, that high of an APR borders on First Premier territory. Enough already.

[someg33k]

I have OS with 7k limit. Only keeping it open as an option for 0% interest on larger purchases. That and right now I have a free O club membership with a nice fat credit in it cause they screwed up my last order so badly.