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Declined for CLI with Discover but was an SP though

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newdaddy113
Regular Contributor

Declined for CLI with Discover but was an SP though

Had this card for 3 months called yesterday for a CLI but was declined. Called the recon number and they said i was declined because of too many inquires. I had about 6 in January. Guess I will just wait for about 6 months and try again. They wanted to pull my credit for additional review but I declined the offer.

Amex Green Card (NPSL) 03/13 - BOA ($7200) 03/13 - WELLS FARGO ($500) 03/13 - DISCOVER IT ($5800) 12/13 Amex delta gold ($18,400) 1/1/14. Amex Gold Business Card (NPSL) 1/2/14. Chase Freedom($7900) 1/9/14 NavyFederal ($25000) 1/16/14 Best Buy ($1000) 8/4/14 Barclays Arrival Plus($12500) 1/29/16 Chase CSP($20000) 1/29/16 Penfed Platinum Rewards ($16000) 1/29/16 NavyFed goRewards ($5000) 1/29/16.
Credit Score EX- 760 EQ- 735 TU- 763 Oldest account 3.2yrs aaoa 2.2 yrs.
Message 1 of 3
2 REPLIES 2
CreditMagic7
Mega Contributor

Re: Declined for CLI with Discover but was an SP though

Same for me. I tried at 4 months and again at 6 months with a 1400 line w/90.00 balance Result: Not without HP but we see you done very well with it so far, blah. blah. blah.
My Answer: Ok fine then.
I since had Instant approvals at 5K & 10K!

I can wait too
Smiley Happy
Message 2 of 3
newdaddy113
Regular Contributor

Re: Declined for CLI with Discover but was an SP though

@ CreditMagic7 you had an instant approval from 5k to 10k on the discover or on another card?

Amex Green Card (NPSL) 03/13 - BOA ($7200) 03/13 - WELLS FARGO ($500) 03/13 - DISCOVER IT ($5800) 12/13 Amex delta gold ($18,400) 1/1/14. Amex Gold Business Card (NPSL) 1/2/14. Chase Freedom($7900) 1/9/14 NavyFederal ($25000) 1/16/14 Best Buy ($1000) 8/4/14 Barclays Arrival Plus($12500) 1/29/16 Chase CSP($20000) 1/29/16 Penfed Platinum Rewards ($16000) 1/29/16 NavyFed goRewards ($5000) 1/29/16.
Credit Score EX- 760 EQ- 735 TU- 763 Oldest account 3.2yrs aaoa 2.2 yrs.
Message 3 of 3
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