Delta Reserve Amex Question

[Deckoh]

I got the delta reserve Amex card on 2/16 and I noticed I was just billed for the AF. Is this normal? Maybe I missed the fine print, and assumed it would be billed on my one year anniversary. Is this normal? This is my my first and only card with a AF. Thanks in advance.

[RickNATL]

It is for me, do you think there is/was a $0 first year offer that you thought U saw...?

[wasCB14]

The fee was billed correctly (unless you got a special offer saying otherwise).

Many (not all) cards with ~$100 AFs waive the AF for the first year to encourage customers to try the card.

Very few (if any?) cards with ~$500 AFs waive the first year's AF.

[Deckoh]

I didn’t see that anywhere, again I didn’t read the fine print and ignorance played a factor. Thanks for confirming all.

[NRB525]

The advertising does not say “billed on your first statement “

The way it works is, cards that waive the first year fee say that.

Cards that do NOT waive the first year fee just tell you the fee.

Congrats on the new card. Enjoy the Delta Skyclub, free checked bags, and many other perks.

[K-in-Boston]

FWIW I have never actually seen a waived first year for Delta Reserve. Too many perks to give that away for free, even if many of them do overlap for some of us due to other cards and/or status.

[Anonymous]

The Delta Reserve does not have the first AF waived. Like it was explained before, some cards with AF around $95-100 will waive AF.
I believe that it is not advertised that you will be paying the AF on your fist statement because, if it doesn't say "waived" the obvious thought is that it will be billed on your first statement. You can also find that info into card agreement.

[Anonymous]

Agreed. My Delta Gold has its first year AF waived, which was advertised that way. My Hilton Ascend card did not advertise a waived AF. I got approved for the card on 3/3, and Thursday 3/21 the fee showed up on the account.

[Anonymous]

The Delta Reserve isn't a first year AF waived card. I've personally never seen an offer for first year AF waived. Not sure what the appeal of the reserve is other than the first class companion certificate but unless you already plan on purchasing a first class ticket it seems like not the best card to get considering you only get it on your year anniversery meaning you already paid $450 x 2 for the companion ticket plus your future first class ticket. The platinum charge card still gives skyclub access and seems like an overall better option in my opinion. 

[redpat]

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2@Anonymous wrote:

The Delta Reserve isn't a first year AF waived card. I've personally never seen an offer for first year AF waived. Not sure what the appeal of the reserve is other than the first class companion certificate but unless you already plan on purchasing a first class ticket it seems like not the best card to get considering you only get it on your year anniversery meaning you already paid $450 x 2 for the companion ticket plus your future first class ticket. The platinum charge card still gives skyclub access and seems like an overall better option in my opinion. 

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It would be like paying $450 for a 1k+ advance flight purchase.  Also, if you spend 60k you get 30k MQM and 30k Miles so you can be basically plat status very easily and I will chose 20k miles or $200 delta travel voucher for being PM.  So this is why I picked the reserve and I/we fly FC and BC anyway.

It’s pretty much a free card or better if you don’t mind having $450 floating around for 12 months.  Remember you have to spend money to make money, lol.

So far so good as a AA to Delta convert.