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Department store CC

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Anonymous
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Department store CC

Hi
 
I just working to estabilish my credit history,(8 months background) Smiley Sad I hace two CC one with 500 (Capital One) and 200 (Orchard Bank).
My Trans Union credit score is 625.  I want to buy a TV with credit, which department store you think that it will accept me, should I apply, what solution you recommend me?
 
Thanks for every sugestion
 
 
 
Message 1 of 8
7 REPLIES 7
fused
Moderator Emeritus

Re: Department store CC

This TU score, is it FICO? What are your EQ and EX scores?
Message 2 of 8
Anonymous
Not applicable

Re: Department store CC

Considering you have very little history, I would try and establish your current accounts before opening a bunch of new ones. You don't want to get in trouble early on.
Message 3 of 8
Anonymous
Not applicable

Re: Department store CC

Don't know if this will help, but remembered reading this thread that seems to be on a similar topic:

http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=102431



Hope that helps! GL

 

P.S. Just tryin to help!



Message Edited by fused on 07-30-2008 10:18 AM
Message 4 of 8
Anonymous
Not applicable

Re: Department store CC

The TU score (625) I get it from their website (I think is FICO).
 
I have the cash for the TV but I want to go with something financing/CC to improve my credit score.
 
You have some advices???
 
Thanks for who already reply.
Message 5 of 8
Anonymous
Not applicable

Re: Department store CC



@Anonymous wrote:
The TU score (625) I get it from their website (I think is FICO).
 
I have the cash for the TV but I want to go with something financing/CC to improve my credit score.
 
You have some advices???
 
Thanks for who already reply.



NO! The score TU gave you is a FAKO score and means absolutely nothing to any creditor. Only way to be sure you are getting a fico score is to get them from myfico.com.
Message 6 of 8
Anonymous
Not applicable

Re: Department store CC

circuit city pulls EQ Best buy pulls i darn i forgot ! chk threads for sears in the search box! 
Message 7 of 8
Anonymous
Not applicable

Re: Department store CC

Hi
 
I just want to purchase a fico score but they can not proces it because my credit files are younger then 6 months.Smiley Sad
 
In this case I will buy my TV with cash because probably I dont have any chance to get a store credit card.
 
If I will increase my secured card limit that can help me?
 
Thanks for the replys
 
excuse my poor english.


Message Edited by Martis on 07-30-2008 06:04 PM
Message 8 of 8
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