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I would say you could ask via chat, although the CSRs are very friendly they don't seem to have access to a whole lot of knowledge. Let us know what you find out. I am planning on doing 180 day CLI early too so we shall see what I get when that goes down.
Edited to add: I do have other AMEX cards, at the time of the early CLI I had a Business Rewards gold which had over 25K, maybe even over 30K on it that month. It was also a new card, so maybe that had something to do with them approving the early CLI on my personal everyday card. I have a personal Platinum now too.
Well I spoke with someone via chat..... wasnt much help at all. They basically said I was misinformed by the other CSR's and that because of the denial prior, I have to wait 90 days..... I am going to check some other sources.
Doesnt make any sense at all. First denial is automatic (pre 60 day is the reason stated) and now second denial is automatic (denied within the past 90 days) because of first denial.....which means my credit profile/payment history is not even being evaluated in either denial....
And the CSR via chat tries to tell me that nothing has changed...
So, here is the update......Nothing I can do........ They have gotten rid of the 60 day wait period....... Thats why people are getting the early increases, they are no longer considered early....Gotta wait until March for the 90 days
@Yodah wrote:So, here is the update......Nothing I can do........ They have gotten rid of the 60 day wait period....... Thats why people are getting the early increases, they are no longer considered early....Gotta wait until March for the 90 days
Yodah, thanks for the update. Sorry you have to wait.
Interesting. There have been several users who recently were told they attempted a cli too early and when they re attempted,they were approved.
If this is a change in policy, we will see more 'early clis' being reported.
If there has been a change I want Amex to get their stuff together bc either this person is completely unaware of the change or the representative Yodah spoke with was incorrect. I had to fudge a bit of information to get my answer but here's the chat conversation from a few moments ago, havent made an attempt yet. Think I'lll still wait a couple extra months and be on the lookout for reports from other members here about their experiences. Replaced the name as Im not sure we're allowed to use the reps names in messages here
Thanks Heavenly.
Hopefully OP will try again with Amex.
Eta: Using the date calculator, the policy is 61 days not 60 days.
My 61 days isn't till 1/18 but I'm half attempted to try now just to see. I'd hate to get declined and have to wait another 90 days but something is screwed up in their system with these early approvals