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I noticed on all 3 reports that within the last month Chase stopped reporting zero when I PIF mid billing cycle.
Is it just me?
I don't know.
In the interest of data points, I changed my Hyatt card payment to pay the $7.16 balance tomorrow instead of later in October.
I'll let you know if there's an update in a few days.
I also paid off the last $50 we had on the DW's Freedom card, I'll let you know if we get any mid-cycle reporting as well. The one time Chase did mid-cycle report it hurt my scores as that was the only card reporting with a balance lol. Thankfully UTIL doesn't have a memory...
Oz
They updated my balance to 0 when I paid off my AARP card mid cycle 4 days ago. Took a few days for it to show up.
It's been a few weeks since I paid my CSP off. It's almost time for the current statement to close and they haven't updated any reports to $0. I don't mind if they do or if they don't but I'd like them to be consistant on their approach.
Paid down CSP to zero on Monday. Updated a couple of days ago.









I just got an update on Experian (through the Score Monitoring here) that Chase did a mid-cycle update to the DW's Freedom we paid off. It had a $50 balance and alerted today. It looks like it took a while since I just checked and I submitted the payment on Friday Oct 2nd...
OP, any movement on yours?
Oz
@Anonymous wrote:I just got an update on Experian (through the Score Monitoring here) that Chase did a mid-cycle update to the DW's Freedom we paid off. It had a $50 balance and alerted today. It looks like it took a while since I just checked and I submitted the payment on Friday Oct 2nd...
OP, any movement on yours?
Oz
Thanks for the update. My last statement cut last night on 10/6 with a small balance of $74 and I just submitted payment today.
So far, last month's statement balance on 9/6 of $85 that was paid in full on 9/8 never reported mid-cycle to any reports. I'll try and post an update to see if October's will update to zero.
@NRB525 wrote:I don't know.
In the interest of data points, I changed my Hyatt card payment to pay the $7.16 balance tomorrow instead of later in October.
I'll let you know if there's an update in a few days.
Paid on October 3, it reported on EQ as zero today, October 7, and the TU All Cards balance total includes the $7 change dated as of yesterday, October 6..
PIF Freedom last friday - about $1800 - they updated today my balance to $00 on equifax, nothing yet on the others and my statement doesn't cut until after the 18th due date. Funny thing is the card is back to to $796, which I'll pay by the 18th, but they still reported $00 mid-cycle.