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Did Chase Stop Mid-cycle Reporting?

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Anonymous
Not applicable

Re: Did Chase Stop Mid-cycle Reporting?

I called Chase CS and they told me that they report every 60 days to the CRA. I just opened my CSP about 2 weeks ago and my first due payment is still on November 14th and my statement closes this Oct 17th. I was quite confused of what Chase told me. I just want to know when do they report to the CRA to make sure I carry less or zero balance on my account when they report it. But the CSR said every 60 days Smiley Sad.  I thought they always report after a few days when the billing statement closes Smiley Sad.  so mine will be around after Oct 17th when they report to the CRA .... confusing Smiley Sad

Message 11 of 13
NRB525
Super Contributor

Re: Did Chase Stop Mid-cycle Reporting?


@Anonymous wrote:

I called Chase CS and they told me that they report every 60 days to the CRA. I just opened my CSP about 2 weeks ago and my first due payment is still on November 14th and my statement closes this Oct 17th. I was quite confused of what Chase told me. I just want to know when do they report to the CRA to make sure I carry less or zero balance on my account when they report it. But the CSR said every 60 days Smiley Sad.  I thought they always report after a few days when the billing statement closes Smiley Sad.  so mine will be around after Oct 17th when they report to the CRA .... confusing Smiley Sad


I really doubt this. I have 4 Chase cards now, and they report like clockwork every month. As noted, also when the balance goes to zero before the statement.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 12 of 13
JLK93
Established Contributor

Re: Did Chase Stop Mid-cycle Reporting?

Mid cycle reporting, on my Chase cards, has been somewhat hit and miss this past month. Most of them have updated when PIF'd to zero. Only one did not report mid cycle. In the past, mid cycle reporting was like clockwork.

Message 13 of 13
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