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Did I get approved or denied by Discover?! UPDATE: APPROVED!

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enharu
Super Contributor

Did I get approved or denied by Discover?! UPDATE: APPROVED!

I just applied online and it asked me for some basic info. I submited it, and about 30s later, another screen popped up and it asked for more info. So I entered my info, and then it went into processing again.

 

After that, it says I got approved and asked me to set up online account and I did. Then, I tried logging into my online account but it says account is being set up, but I could check my application status. I put in my social, and it gave me this message:

 

Discover® Card 
Date Submitted: 3/29/2013

Your application is being processed. We have received your information but need to perform additional processing before we can provide you with a decision. You will hear from us within 30 days of your application being submitted.

Please check back in the future to get an update on the status of your application. 

 

Does this mean I did not necessarily got approved? And I just misread the page somehow?

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 1 of 26
25 REPLIES 25
LS2982
Mega Contributor

Re: Did I get approved or denied by Discover?!


@enharu wrote:

I just applied online and it asked me for some basic info. I submited it, and about 30s later, another screen popped up and it asked for more info. So I entered my info, and then it went into processing again.

 

After that, it says I got approved and asked me to set up online account and I did. Then, I tried logging into my online account but it says account is being set up, but I could check my application status. I put in my social, and it gave me this message:

 

Discover® Card 
Date Submitted: 3/29/2013

Your application is being processed. We have received your information but need to perform additional processing before we can provide you with a decision. You will hear from us within 30 days of your application being submitted.

Please check back in the future to get an update on the status of your application. 

 

Does this mean I did not necessarily got approved? And I just misread the page somehow?


Call in and speak to a CSR

 

1800 DISCOVER

I think you got approved they may need to verify info.




EQ FICO 548 3/3/16
Message 2 of 26
Anonymous
Not applicable

Re: Did I get approved or denied by Discover?!

You're approved.

It just takes Discover a few hours to update it's systems sometimes. Try again tomorrow and it should be all set.
Message 3 of 26
b_seeker
Frequent Contributor

Re: Did I get approved or denied by Discover?!

I know when you first set up an account with them, you need to wait 3-5 days for them to "set your account up" before you can log in. They will email you when you can log into your account. As for your status message, I never checked my status after I was approved so I'm not sure.



|| Barclaycard Rewards Visa $5500 || AMEX BCE $2000 || Discover IT $3000 || Amazon Rewards Visa $1800 ||
|| Chase Freedom $2700 || CSP $5000 || Chase Marriott Premier $7500 || Sallie Mae MC $3800 ||

FICO Scores: EX 752 (3/13/13) || EQ 782 (10/4/13) || TU 724 (1/18/13)

In the garden as of 10/12/2013
Message 4 of 26
enharu
Super Contributor

Re: Did I get approved or denied by Discover?!

thanks everyone. I just called. CSR couldn't help and needed a manager to look at it. He checked my app and told me I'm approved for 9000! 

 

 

How do u guys get them to rush the card? I asked if its possible and he said nope Smiley Sad

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 5 of 26
LS2982
Mega Contributor

Re: Did I get approved or denied by Discover?!


@enharu wrote:

thanks everyone. I just called. CSR couldn't help and needed a manager to look at it. He checked my app and told me I'm approved for 9000! 

 

 

How do u guys get them to rush the card? I asked if its possible and he said nope Smiley Sad


Damn thats an awesome starting CL!!!

 

I hate Discover sometimes!!! (They will not luv me damnit!!!)

 

CONGRATS!!!




EQ FICO 548 3/3/16
Message 6 of 26
09Lexie
Moderator Emerita

Re: Did I get approved or denied by Discover?!

Message 7 of 26
b_seeker
Frequent Contributor

Re: Did I get approved or denied by Discover?!

It came fairly fast for me and my fiancee. She applied on Sunday and received it today. In comparison, my Amex took forever to arrive.



|| Barclaycard Rewards Visa $5500 || AMEX BCE $2000 || Discover IT $3000 || Amazon Rewards Visa $1800 ||
|| Chase Freedom $2700 || CSP $5000 || Chase Marriott Premier $7500 || Sallie Mae MC $3800 ||

FICO Scores: EX 752 (3/13/13) || EQ 782 (10/4/13) || TU 724 (1/18/13)

In the garden as of 10/12/2013
Message 8 of 26
09Lexie
Moderator Emerita

Re: Did I get approved or denied by Discover?!

Message 9 of 26
enharu
Super Contributor

Re: Did I get approved or denied by Discover?!

yea i am still surprised I got an instant approval. 

This is my 1st instant approval out of all the online apps I've done so far. Chase always gave me a pending message and American Express just flats out declines me.

 

Did you get your card rushed?

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 10 of 26
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