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Did any get CLI from OldNavy?

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Red1Blue
Super Contributor

Did any get CLI from OldNavy?

I have OldNavy Credit Card and hoping to get a CLI on it. Does any one of you have this card and any experience with their CLI Policies?
Message 1 of 12
11 REPLIES 11
Marvintran
Regular Contributor

Re: Did any get CLI from OldNavy?

Old navy is by GEMB and they are very stingy with there CLI. I have a Bannana
Republic card which is by BEMB since 01 and the credit line is still at 2200.
I would check and see if you qualify for a CLI on your accont online.
Message 2 of 12
Anonymous
Not applicable

Re: Did any get CLI from OldNavy?

I had a $1200 CL from Old Navy and then they converted me to an ON Visa and gave me a $4,000 CL! It's been about a year since then so I did a CLI request and got $750.

It's a high APR so it only gets used for discounts and then PIF.
Message 3 of 12
Anonymous
Not applicable

Re: Did any get CLI from OldNavy?

I opened one in March 06 w/ a 300 CL.  It was auto-raised to 500 in either Dec 07 or Jan 08.  I carried a balance for the first year, then usually PIF.
 
Good luck -
 
Peas
 
*On a side note I have another acct from GEMB which has not rec'd a CLI.  This card was opened in June 04.  I figure they think 500 is the max for me, lol.
Message 4 of 12
Red1Blue
Super Contributor

Re: Did any get CLI from OldNavy?

I got a letter from GEMB today that my account has to go through 4 billing cycles before it is eligible for upgrade. I opened the account in October. I would think it is 4 billing cycles by now. Any way I'll wait another month and see what happens. Two weeks ago, I got CLI on Dillards/JCP both are issued by GEMB. I dont see any reason why they would not give CLI on ON. Let us see what happens next month.
Message 5 of 12
Anonymous
Not applicable

Re: Did any get CLI from OldNavy?

Concord (and others)--
 
Do you know if they 'harded' you for your CLI or did they just say you weren't eligible?
 
I'd love to get a CLI on my other GEMB (CareCredit) because it shows my high balance at 638/limit of 500.
 
TIA
Message 6 of 12
Red1Blue
Super Contributor

Re: Did any get CLI from OldNavy?

Hi pease, no there is no hard. They basically said the account has to complete 4 billing cycles to be eligible for CLI.
 
I have checked on TC and there is no hard inqs for any of the 5 CLI's I got recently. 2 HSBC / 1 Dillard/ 1 Discover HSBC / 1 JC Penny.
 
So I am assuming next month I might get a CLI on the ON account. That leave the Target the only tough one to crack for CLI. Let us see how that works out in the next few months.
 
My goal is to get all the accounts on CR to at least $1000 CL so I dont have to see message " accounts with low CL".
Message 7 of 12
Anonymous
Not applicable

Re: Did any get CLI from OldNavy?



concorduser wrote:
Hi pease, no there is no hard. They basically said the account has to complete 4 billing cycles to be eligible for CLI.
 
I have checked on TC and there is no hard inqs for any of the 5 CLI's I got recently. 2 HSBC / 1 Dillard/ 1 Discover HSBC / 1 JC Penny.
 
So I am assuming next month I might get a CLI on the ON account. That leave the Target the only tough one to crack for CLI. Let us see how that works out in the next few months.
 
My goal is to get all the accounts on CR to at least $1000 CL so I dont have to see message " accounts with low CL".



Thanks!  I logged into GE/CareCredit but I don't have the option to increase CL.  I'll call tomorrow and see what they'll do. 
 
I'm sending you Target Vibes for a CLI!!!  I agree anything under 1k is an insult!
Message 8 of 12
Anonymous
Not applicable

Re: Did any get CLI from OldNavy?

 
<----- Wants some of those vibes.

WhirledPeasPlease wrote:
 
I'm sending you Target Vibes for a CLI!!!  I agree anything under 1k is an insult!



Message 9 of 12
Anonymous
Not applicable

Re: Did any get CLI from OldNavy?

~~~~~~~~~T~~~~~~
~~~~~~A~~~~~~~~~
~~~~~~~~~R~~~~~~
~G~~~~~~~~E~~~~~
~~~~~~T~~~~~~~~~
~~CLI~~~~~~~~~~~
~~~~4~~~~CHEESE
 
How's that?

cheddar wrote:
 
<----- Wants some of those vibes.

WhirledPeasPlease wrote:
 
I'm sending you Target Vibes for a CLI!!!  I agree anything under 1k is an insult!






Message 10 of 12
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