Dillards Amex APR and CL

[Creditaddict]

I have had my Dillards Amex Elite for 2.5 years and in that time have been granted 1 CLI of $200 and 1 CLI of $100 bringing me to $2500 the whole time!.

The APR is 19.24% but when I go online tier 1 APR is 13.24 and tier 2 is 22.9%.

I called to ask about having my APR reduced and she told me if I wanted different terms I would have to apply for a second account, APR never goes down once it is set at time of approval.

Is GE just especially cheap on the Dillards card or is this everyones experience? What is your CL and APR?

[FuturePlan2]

I had just a regular Dillards AMEX and my APR remained the same pretty much throughout the duration of the card.  I had 5 lates over a 3 yr period and they closed my card out and would not reopen it.  My initial CL was $3300 but I asked to have it reduced to $800.  I think my APR was 17% but at that time they had 3 tiers vs the 2 tiers they have now.

[MAstudent07]

Last month I applied at Dillards and was approved for the Amex card. CL is $1,400 and Tier 2 APR of 21.99% I don't foresee asking for CLI, because I am contempt with my CL.