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Diners Club Update

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ojefferyo
Valued Contributor

Re: Diners Club Update


@Anonymous wrote:

@Anonymous wrote:

New reports of Elite lock downs on FT, including people who get locked down the first time.   Issuer seems to be very sensitive to MS, which makes the high AF on the Elite hard to justify.


Hmmm.  I haven't had any problem yet.  Are the AAs being traced back to purchases that would trigger MS concerns?


Most likely, most big stores now report on a level 3 so it's fairly detailed. I've pushed $15k through mine and no problem, no gift cards though. 

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 11 of 28
BackInTheSaddleAgain
Regular Contributor

Re: Diners Club Update


@Anonymous wrote:

@baller4life wrote:

@BackInTheSaddleAgain wrote:

Sorry if I missed this, but does anyone have any news on an expected date they'll be taking applications again?


2024Smiley Very Happy


2030.


Just so you guys know, the unemployment rate for comedians is over 50% In other words, don't give up your day jobs. Smiley Wink


Current Score: EX: 718, EQ: 715, TU: 720
Goal Score: EX: 750, EQ: 750, TU: 750

Take the myFICO Fitness Challenge
Message 12 of 28
Anonymous
Not applicable

Re: Diners Club Update


@BackInTheSaddleAgain wrote:

@Anonymous wrote:

@baller4life wrote:

@BackInTheSaddleAgain wrote:

Sorry if I missed this, but does anyone have any news on an expected date they'll be taking applications again?


2024Smiley Very Happy


2030.


Just so you guys know, the unemployment rate for comedians is over 50% In other words, don't give up your day jobs. Smiley Wink


I can deal with working on Saturday and not Sunday.

 

Badum-Tshhhhhh.

Message 13 of 28
taxi818
Super Contributor

Re: Diners Club Update


@Anonymous wrote:

hopefully i can apply for the elite when they reopen applications Smiley Happy


+1

Message 14 of 28
Anonymous
Not applicable

Re: Diners Club Update


@ojefferyo wrote:

@Anonymous wrote:

@Anonymous wrote:

New reports of Elite lock downs on FT, including people who get locked down the first time.   Issuer seems to be very sensitive to MS, which makes the high AF on the Elite hard to justify.


Hmmm.  I haven't had any problem yet.  Are the AAs being traced back to purchases that would trigger MS concerns?


Most likely, most big stores now report on a level 3 so it's fairly detailed. I've pushed $15k through mine and no problem, no gift cards though. 


What's a level 3? That's the first time I've heard of that term.

Message 15 of 28
nyancat
Established Contributor

Re: Diners Club Update

Level 3 enhanced data is the Visa term for line item data reporting to the issuing bank by a merchant. Mainly used in theory so corporate cards can be monitored closely there is suspicion banks may use this data to affect their terms they grant you credit under.
American Express Blue Cash Everyday - $11,000; American Express Platinum Cashback Everyday - £3,000; American Express Rewards Credit Card - £7,500; Aqua Reward Mastercard - £3,500; Bank of America Travel Rewards - $5,000; Barclaycard Freedom Rewards - £3,500; Citi Forward - $5,800; Discover It - $10,000; Halifax Clarity - £1,500; HSBC Platinum with Rewards - $5,000, MBNA Everyday Plus - £3,500
Message 16 of 28
BackInTheSaddleAgain
Regular Contributor

Re: Diners Club Update


@Anonymous wrote:

@BackInTheSaddleAgain wrote:

@Anonymous wrote:

@baller4life wrote:

@BackInTheSaddleAgain wrote:

Sorry if I missed this, but does anyone have any news on an expected date they'll be taking applications again?


2024Smiley Very Happy


2030.


Just so you guys know, the unemployment rate for comedians is over 50% In other words, don't give up your day jobs. Smiley Wink


I can deal with working on Saturday and not Sunday.

 

Badum-Tshhhhhh.


Smiley Very Happy


Current Score: EX: 718, EQ: 715, TU: 720
Goal Score: EX: 750, EQ: 750, TU: 750

Take the myFICO Fitness Challenge
Message 17 of 28
FinStar
Moderator Emeritus

Re: Diners Club Update


@BackInTheSaddleAgain wrote:

@Anonymous wrote:

@BackInTheSaddleAgain wrote:

@Anonymous wrote:

@baller4life wrote:

@BackInTheSaddleAgain wrote:

Sorry if I missed this, but does anyone have any news on an expected date they'll be taking applications again?


2024Smiley Very Happy


2030.


Just so you guys know, the unemployment rate for comedians is over 50% In other words, don't give up your day jobs. Smiley Wink


I can deal with working on Saturday and not Sunday.

 

Badum-Tshhhhhh.


Smiley Very Happy


Oh that funny guy Nixon!!  Smiley Very Happy

Message 18 of 28
FinStar
Moderator Emeritus

Re: Diners Club Update


@taxi818 wrote:

@Anonymous wrote:

hopefully i can apply for the elite when they reopen applications Smiley Happy


+1


I suppose that remains to be seen after the turn of the year.  Unless they extend the timeline or no longer take new apps - who knows.

Message 19 of 28
CreditMagic7
Mega Contributor

Re: Diners Club Update

You might have noticed that they have taken down that explaination banner which is been on their site. What it indicates is anyone's guess at this point.

Message 20 of 28
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